The 2020 Federal Poverty Guidelines (for 2021 Cost assistance and 2020 Medicaid/CHIP) Below are the 2020 Federal Poverty Guidelines that went into effect in early 2020 (the ones you use for 2020 Medicaid/CHIP and for 2021 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act. Specifically, these guidelines… Read More
Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. They are lowered by a… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2019 – 2020 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2019 to get health coverage and cost assistance for 2020. Get covered at Healthcare.Gov. TIP: Open enrollment for 2021 starts Nov 1 2020. Learn more about… Read More
Getting Short Term Health Insurance For 2020; Including Short Term as an ObamaCare Alternative For 2020 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for… Read More
Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2020 We cover everything you need to know about cost assistance on 2020 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is… Read More
Under the ACA, health plans are ranked according to metals where the plans are ranked bronze, silver, gold, and platinum. Bronze has the lowest premiums and highest cost sharing, platinum has the lowest cost sharing and highest premiums.
The fee for not having coverage as been reduced to $0 on a federal level starting in 2019, but the side effect of that is less people obtained coverage and there is less revue to offset healthcare spending.
Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. NOTE: This page covers everything you need to know for 2019 up until open enrollment 2020 (which happens at the… Read More
The 2019 Federal Poverty Guidelines (for 2020 Cost assistance and 2019 Medicaid/CHIP) Below are the 2019 Federal Poverty Guidelines that went into effect in early 2019 (the ones you use for Medicaid/CHIP in 2019 and for 2020 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act, specifically these… Read More
A Quick Look at the Federal Poverty Level Guidelines Used for 2013, 2014, 2015, 2016, 2017, and Beyond The tables below are simplified versions of the Federal Poverty Guidelines for 2013, 2014, 2015, and 2016 (future guidelines will be printed in late January each year in the Federal Register by HHS; generally, we’ll feature the newer guidelines above,… Read More
A Texas federal judge ruled the Affordable Care Act (Obamacare) unconstitutional on Dec 14 2018. For now nothing changes. However, there could be real consequences down the road. UPDATE: The Judge officially ordered a stay, thus for now the ACA will remain in effect while the ruling is appealed. UPDATE: The Department of Justice (DOJ)… Read More
It is important to get your cost assistance in place by Dec 15. Open Enrollment ends Dec 15. It isn’t the end of the world if you are enrolled in a plan, and then your income changes (and thus your cost assistance changes). However, if you cost assistance isn’t in place by the time your… Read More
Below is a list of archived pages that are important to the site: ObamaCare Basics ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential… Read More
Getting Short Term Health Insurance For 2018 – 2019 For 2019 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for not having coverage is reduced… Read More
Sign up for “TrumpCare” between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov.
The Individual Mandate’s fee has been reduced to $0 at a federal level starting in 2019. However, some states are implementing their own individual mandate starting in 2019.
A lot has changed with ObamaCare for 2018 – 2019. Changes include the mandate being repealed, short term coverage being expanded, budget cuts, and premium rate drops. Here is that information in more detail: Starting January 1st, 2019, the federal ACA tax penalty for not having health insurance coverage officially becomes zero. Consumer warning, some… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2019 To sign up for ObamaCare you must… Read More
Everything You Need to Know about Obamacare Cost Assistance 2019 Below is a break down of everything you need to know about cost assistance on 2019 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and… Read More
According to preliminary reports health premiums are set to surge for 2019. Meanwhile, solutions for fixing the looming 2019 problems are lacking.
Repealing the individual mandate means from 2019 forward there is no fee for not getting covered. This can be good for those who don’t want coverage, but will likely raise costs for everyone else.
Anyone taking Trump and the GOP literally could be in for a shock. ObamaCare’s mandate and fee are repealed by the 2017 Tax Act, but not until 2019.
Open enrollment won’t be extended this year for the federal marketplaces, however, some states have extended their deadlines, and there are exemptions for victims of Harvey. See extensions and exemptions. We had expected Trump and his administration would not follow Obama’s lead and extended open enrollment 2018 under the Affordable Care Act (ObamaCare). And, no… Read More