Supplemental Health Insurance and ObamaCare Supplemental health insurance, or Supplementary insurance, is meant to supplement your plan and is not ObamaCare compliant on it’s own. Supplementary insurance is sold by private companies and can help pay some of the health care costs that your plan doesn’t cover, like copayments, coinsurance, and deductibles. There are a… Read More

Fixed Benefit Health Insurance and ObamaCare Fixed benefit health insurance, or indemnity insurance, is not ObamaCare compliant and is not the same as major medical plans sold on the marketplace. Fixed benefit plans are sold by private companies and pay a specific amount each time you see a doctor or go to a hospital. The… Read More

What is Single Payer Health Care? Single payer health care is a health care system where a “single” fund pays for health care costs (rather than private insurers). There are many different ways single payer can work, but the general idea is 1. to create a universal healthcare system (a system that covers everyone) where, 2…. Read More

Why Was My Health Insurance Canceled? Let’s clear the air about ObamaCare and health insurance cancellation. Many thought they could keep their plan, but found their health insurance policy canceled as of 2014. Others were able to keep their plan past 2014, but needed to or will need transition to another plan by 2017. Let’s… Read More

If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then… Read More