Can Unaffordable Care be Fixed by “Repealing” the ACA?
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We look at the question, “can repealing the ACA or its key provisions bring down the cost of health insurance / healthcare?”
Better Care Reconciliation Act of 2017 Facts
Everything You Need To Know About the Better Care Reconciliation Act of 2017 (BCRA) AKA The Latest Version of TrumpCare We explain everything you need to know about the Better Care Reconciliation Act of 2017 (BCRA); the Senate’s new healthcare bill to replace ObamaCare. Below we cover everything you need to know about the Better Care Reconciliation… Read More
The Difference Between the ACA, BCRA, the AHCA – Explained
We explain the difference between ObamaCare and the House and Senate versions of TrumpCare (i.e. the difference between the ACA, AHCA, and BRCA).
Are Able Bodied Adults Taking Advantage of Medicaid? Will Work Incentive Requirements Help?
Below we explore the different demographics on Medicaid, ask if able-bodied adults are taking advantage of Medicaid, and examine if work requirements will help.
How TrumpCare’s Tax Credits Work
Age Based Tax Credits Under TrumpCare, the American HealthCare Act (AHCA), Explained TrumpCare, the American HealthCare Act (AHCA), offers tax credits for health insurance premiums based on age and no out-of-pocket cost assistance. The Affordable Care Act offers tax credits based on income and offers out-of-pocket cost assistance. UPDATE 2019: This plan never passed, and thus… Read More
Does TrumpCare Repeal Pre-Existing Conditions Protections?
TrumpCare weakens (not eliminates) key protections for those with pre-existing conditions, which could result in some being excluded from the market due to cost.
TrumpCare and Pre-Existing Conditions
Does TrumpCare Cover Pre-Existing Conditions? We explain how TrumpCare affects those with pre-existing conditions to help clear up the confusion regarding TrumpCare and Pre-existing conditions. UPDATE 2019: This plan never passed, and thus the specifics here are of historical interest only. The Basics of TrumpCare and Pre-Existing Conditions Generally speaking, Under ObamaCare (the Affordable Care Act) no one with pre-existing conditions… Read More
What Will Happen if ObamaCare is Repealed?
What Does an ObamaCare Repeal and Replace Plan Mean For America? We will explain both “what will happen if ObamaCare is repealed” and “what will happen if the latest repeal and replace plan goes through.” The Basics House Republicans passed the latest version of their repeal and replace bill 217-to-213 on Thursday May 4th, 2017. The bill will now… Read More
House Passes Latest ObamaCare Repeal 217-to-213; We Explain the Plan and the Vote
We explain everything you need to know about the latest House ObamaCare repeal and replace plan (TrumpCare).
Obamacare Helped Lower Personal Bankruptcies By Nearly 50%
The Affordable Care Act (ObamaCare) helped lower personal bankruptcies by nearly 50% according to a study by Consumer Reports. The ACA’s provisions, including caps on lifetime and annual limits, the new essential health benefits, mandated coverage for pre-existing conditions (in conjunction with other factors like tighter credit requirements, job growth, and new bankruptcy laws) resulted in bankruptcy… Read More
ObamaCare Updates For Friday March 19th to March 24th 2017
This week in ObamaCare, changes were made to the American Health Care Act (which likely won’t pass the House), Obama supported the ACA on its anniversary, and the CBO revised its projections.
The Difference Between ObamaCare and TrumpCare
TrumpCare vs. ObamaCare What is Different About the American Health Care Act / Better Care Reconciliation Act (TrumpCare) and the Affordable Care Act (ObamaCare)? We explain the difference between ObamaCare and TrumpCare to show how TrumpCare (the American Health Care Act / Better Care Reconciliation Act of 2017) and ObamaCare (the Affordable Care Act) are different. The goal of this… Read More
Pros and Cons of the ObamaCare Replacement Plan AKA TrumpCare
We present a simple list of the pros and cons of the ObamaCare Replacement plan (as found in the The American Health Care Act) that some call TrumpCare.
The Obamacare Repeal and Replace Plan Reviewed and Explained
We review “the American Health Care Act” (The New ObamaCare Replacement Plan) to help everyone understand the proposed changes.
ObamaCare News Archives 2012 – 2014
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
TrumpCare Explained
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
ObamaCare’s Sticking Points
Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
HHS 2016 Marketplace Facts Sheet on ObamaCare
Below is the HHS 2016 marketplace facts sheet on ObamaCare provided by CMS.gov. There lots of interesting facts in here including new updates on percentages of existing customers who can get plans for less than $100 or $75 (this goes hand-in-hand with the 1 in 6 non-marketplace customers who qualified for plans of $100… Read More
Scott Walker’s Plan to Repeal & Replace ObamaCare
We explain Scott Walker’s plan to repeal and replace ObamaCare. We compare it to the ACA and examine what it gets right and wrong.
Pediatric Dental Being Denied?
I have a health insurance (UHC) plan through a large employer. UHC is attempting to not cover my son’s sugery room and Anesthesia for a proceedure done to fix his teeth. He received 3 crowns and 5 fillings and since he is 2 years old they preformed it in a surgery center at a Children’s… Read More
How Does ObamaCare Control Costs?
Some say ObamaCare doesn’t do enough to control health care cost. Let’s look at how ObamaCare controls healthcare spending with cost controlling provisions. TIP: To find out what coverage under the Affordable Care Act will cost you, make sure to check out the healthcare.gov marketplace and find your cost after assistance is applied. Taxpayers are benefitting as… Read More
What is Cost-Sharing?
Cost-sharing in health insurance is your share of costs (copays, coinsurance, deductible, out-of-pocket maximum) for covered benefits in a policy period. Typically cost-sharing does not apply to Premiums, uncovered costs, or balance billing. TIP: In simple terms, cost-sharing describes your share of the costs vs. your insurer’s share of the cost in respect to your… Read More
Platinum Plan
ObamaCare’s Platinum Plan is a type of Metal Plan on the Health Insurance Marketplace. Platinum Plans qualify for Tax Credits and have the highest premiums. Other Metal Plans include Bronze, Silver, and Gold. Also, a Catastrophic Plan is available to young adults and to some people with hardship exemptions. Platinum plans have the highest premiums and the lowest cost-sharing. They only make… Read More
Gold Plan
ObamaCare’s Gold Plan is a type of Metal Plan on the Health Insurance Marketplace. Gold Plans qualify for Tax Credits, have high premiums, and generous cost-sharing. Other Metal Plans include Bronze, Silver, and Platinum. Also, a Catastrophic Plan is available to young adults and to some people with hardship exemptions. Gold plans mean higher premiums, less Tax Credits, but much… Read More
Bronze Plan
ObamaCare’s Bronze Plan is a type of Metal Plan on the Health Insurance Marketplace. Bronze Plans qualify for Tax Credits and have low premiums. Other Metal Plans include Silver, Gold, and Platinum. Also a Catastrophic Plan is available to young adults and to some people with hardship exemptions. All plans offer basic benefits and minimum cost-sharing, Bronze Plans tend… Read More