An Introduction to Bernie’s Medicare-for-all Bill, a Summary, and a Link to the Full Bill We present the full text and a summary of Bernie Sanders’ Medicare for all bill (“A BILL To establish a Medicare-for-all national health insurance program”). Read the full text of Sanders’ Medicare for All Act of 2017 (S. 1804). Background: On September 13, 2017… Read More
We explain the basics of the Bernie Sanders Medicare-for-all bill, a bill to expand universal coverage to all Americans by expanding Medicare.
We look at the Affordable Care Act, asking why many people’s medical insurance or care is unaffordable.
The ACA Is Ours, Not Obama’s. We need a bipartisan repair of the Affordable Care Act that focuses on people, not parties. All sides worked on the ACA with Obama. Medicare and Medicaid are not JohnsonCare; Social Security is not RooseveltCare. The ACA cannot be ObamaCare. It belongs to all of us. Franklin D. Roosevelt… Read More
We explain what a “skinny repeal” of ObamaCare is (it essentially means key provisions like the mandates go, but much else stays) and what it could mean for you.
Is Trump Sabotaging the ACA? (Opinion) Since his election, the Trump administration worked to repeal and replace the ACA. We discuss what has been accomplished and ask “has the Trump administration sabotaged the ACA?” Keep in mind this is an article that entertains opinion and takes the standpoint of examining a critic’s take on the… Read More
On this page we ask the question, “did the ACA (ObamaCare) lead to higher medical costs, or is something else causing the increase in healthcare costs?”
We look at the question, “can repealing the ACA or its key provisions bring down the cost of health insurance / healthcare?”
We explain Iowa’s stopgap measure that cuts cost assistance for the poorest, including out-of-pocket assistance, but could help stabilize their health insurance market.
Does TrumpCare Cover Pre-Existing Conditions? We explain how TrumpCare affects those with pre-existing conditions to help clear up the confusion regarding TrumpCare and Pre-existing conditions. UPDATE 2019: This plan never passed, and thus the specifics here are of historical interest only. The Basics of TrumpCare and Pre-Existing Conditions Generally speaking, Under ObamaCare (the Affordable Care Act) no one with pre-existing conditions… Read More
What Does an ObamaCare Repeal and Replace Plan Mean For America? We will explain both “what will happen if ObamaCare is repealed” and “what will happen if the latest repeal and replace plan goes through.” The Basics House Republicans passed the latest version of their repeal and replace bill 217-to-213 on Thursday May 4th, 2017. The bill will now… Read More
We explain the MacArthur amendment to the AHCA that allows states to waive essential health benefits, charge more for preexisting conditions, and exempts congress.
Here is advice for conservatives in the White House and Freedom Caucus trying to hash out an ObamaCare replacement.
TrumpCare vs. ObamaCare What is Different About the American Health Care Act / Better Care Reconciliation Act (TrumpCare) and the Affordable Care Act (ObamaCare)? We explain the difference between ObamaCare and TrumpCare to show how TrumpCare (the American Health Care Act / Better Care Reconciliation Act of 2017) and ObamaCare (the Affordable Care Act) are different. The goal of this… Read More
Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject… Read More
We review “the American Health Care Act” (The New ObamaCare Replacement Plan) to help everyone understand the proposed changes.
We explain how a HSA-eligible public option could work in a ObamaCare/Medicare repeal and replace plan.
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
Under ObamaCare the best plan is generally a Silver plan with an HSA, for low income it’s Medicaid / CHIP, and for Seniors at least Medicare A & B. There is a bit more to it, but if we only had one sentence to convey a blanket answer that would be it. If we get one… Read More
ObamaCare covers one type of birth control per person from each of 18 FDA-approved categories at no out-of-pocket cost, although some plans have exemptions. This page will tell you what kinds of birth control are covered, which health plans have exemptions, how to get free birth control under the Affordable Care Act, and how to get help… Read More
ObamaCare and Health Insurance for the Self-Employed The Affordable Care Act (ObamaCare) has some important implications for how the self-employed go about obtaining, maintaining, and paying for health coverage. If you’re self-employed, most of the healthcare provisions in the ACA apply to you. Let’s take a look at how you’re affected by ObamaCare, how you can reduce the cost of coverage, and how… Read More
Get the facts on low cost health insurance, how Medicaid and Marketplace subsidies can lower your costs, and how to get affordable coverage. Getting low cost health insurance is a little more complicated than just finding the right broker, picking the lowest premium plan, or general cost sharing amounts. It’s about understanding what cost assistance you… Read More
Let’s take a look at factors that affect health insurance costs for premiums and cost sharing under ObamaCare, including Marketplace subsidies and Medicaid. ObamaCare helps ensure fair health insurance premiums (Sec. 2701), helps curb premium growth, and provides Tax Credits to lower premium costs. The ACA also includes measures to reduce out-of-pocket spending and curb national… Read More
What is Health Insurance Coinsurance? In health insurance, coinsurance is your share of costs of the allowed amount for a covered service after you reach your deductible. Coinsurance is different from a copay which is a fixed dollar amount for services and is not typically dependent on meeting your deductible. How does Coinsurance Work? Each service or drug that is subject… Read More
What is a Health Insurance Copay? In health insurance a copay (copayment) is a fixed amount you pay for covered services, typically when you get the service. Copays differ from coinsurance (the percentage you pay for covered services, usually after reaching your deductible). Each plan treats copays and coinsurance differently, so it’s important to understand if… Read More