How “Hawaii Health Connector”, The Official Hawaii Website for Health Insurance, Works The Hawaii Health Insurance Exchange, Hawaii Health Connector, is the official Hawaii State marketplace for health insurance under Obamacare. You can use Hawaii Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “Access Health CT”, The Official Connecticut Website for Health Insurance, Works The Connecticut Health Insurance Exchange, Access Health CT, is the official Connecticut State marketplace for health insurance under Obamacare. You can use Access Health CT to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “Connect for Health Colorado”, The Official Colorado Website for Health Insurance, Works The Colorado Health Insurance Exchange, Connect for Health Colorado, is the official Colorado State marketplace for health insurance under Obamacare. You can use Connect for Health Colorado to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “Covered California”, The California Health Benefits Exchange, Works The California Health Insurance Exchange or California Health Insurance Marketplace, called “Covered California”, is an online website for health insurance. Once at the Covered California health insurance marketplace customers will fill out a form including basic information about their family and taxable income. Customers will then… Read More
Everything You Need to Know About Health Insurance for 2015 and Beyond We take an in-depth look at health insurance in the US, including how it works, what key health insurance terms mean, and how ObamaCare changes things. We touch on every detail you need to know to understand the complex gateway to health care in… Read More
Understanding ObamaCare (Patient Protection and Affordable Care Act) ObamaCare is a nickname for The Patient Protection and Affordable Care Act (sometimes called the Affordable Care Act, ACA, or PPACA for short), a health reform law signed on March 23, 2010, by President Barack Obama. ObamaCare seeks to reform health insurance and healthcare in the United… Read More
The following is a summary of every provision in the Patient Protection and Affordable Care Act HR3590. Most of what you need to know about the PPACA is contained in title I – Quality, Affordable Health Care For All Americans. Title I contains almost all of the new benefits, rights, and protections, rules for employers,… Read More
Learn About Your State’s Health Insurance Exchange Marketplace ObamaCare’s state Health Insurance Exchanges are open for business. Find your state’s Health Insurance Marketplace and apply for health coverage now. Use the comprehensive list of state-based marketplaces (also called exchanges) found below to find your state’s exchange or to find out if your state uses the… Read More
What is Single Payer Health Care? Single payer health care is a health care system where a “single” fund pays for health care costs (rather than private insurers). There are many different ways single payer can work, but the general idea is 1. to create a universal healthcare system (a system that covers everyone) where, 2…. Read More
A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More
Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More
ObamaCare Gives Smokers a New Incentive to Quit Get the facts on ObamaCare and smokers. From ObamaCare’s smoking cessation benefits to the amount smoking can increase premiums, ObamaCare affects smokers. Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare… Read More
Separating the ObamaCare Facts from the ObamaCare Myths We fact-check a number of myths about ObamaCare (the Affordable Care Act). ObamaCare or Affordable Care Act (ACA) is riddled with myths. These range from premium increases to the idea you can get put in jail for not paying the fee. They include the idea that “ObamaCare”… Read More
The ObamaCare Mandate Exemption and How You Can Qualify for an Exemption from the Tax “Penalty.” From 2014 – 2018, who chose not to purchase insurance had pay a tax “penalty” unless they qualified for an exemption. Exemptions from ObamaCare’s tax “penalty” mandate are available to a number of Americans. We will cover all of… Read More
ObamaCare’s Individual Mandate: What is the Tax Penalty for Not Having Health Insurance? ObamaCare’s individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have… Read More
ObamaCare’s Proposed Rules and Regulations: The Minimum Standards all Health Insurance Plans Sold on and Off the Exchange The proposed ObamaCare health insurance rules and regulations are in. The new ObamaCare health insurance rules dictate the minimum standards of all health insurance plans sold off and on the exchange. The rules proposed November 20th 2012… Read More
What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More
ObamaCare Facts 2023 – We Tell you the Facts, Not The Talking Points We provide up-to-date facts on ObamaCare (the Affordable Care Act). Get the ObamaCare facts on enrollment, assistance, benefits, plan types, and more. What is ObamaCare? The official name for “ObamaCare” is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. The… Read More
How ObamaCare Works For You, Your Family, and Your Business We cover everything you need to know about how ObamaCare works for you, your family, and your business. Below you’ll find overviews of what ObamaCare does, how to use the Health Insurance Marketplace for low-cost coverage, deadlines for getting coverage, and a breakdown of some key… Read More
What ObamaCare Means for You, Your Family, and Your Business When hearing about the Affordable Care Act (ObamaCare), the first question that comes to mind is, “how will ObamaCare affect me, my family, and my business?” The answer, of course, depends on a number of factors including income and whether or not you currently have… Read More
You Can’t Be Denied Coverage For Any Reason ObamaCare makes health insurance guaranteed issue meaning you can’t be denied health status, age, gender, or other factors. Just because insurance is guaranteed issue doesn’t mean you can’t be charged more for certain factors, although the ACA limits this as well. Below we will list the factors… Read More
Grandfathered Health Plans Don’t Have to Follow ObamaCare’s Rules and Regulations. Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans. This means that on many old plans… Read More
The Affordable Care Act and Annual and Lifetime Dollar Limits The Affordable Care Act (ObamaCare) stops insurers from setting yearly or lifetime dollar limits on essential benefits. Since 2014 health insurance companies have had to follow new rules on what benefits can be subject to dollar limits and what dollar limits can be set. Let’s… Read More
Published: June 30, 2012 Last Updated: April 5, 2024 ObamaCareFacts.com – Providing Facts on the Affordable Care Act (ACA) Since 2012 ObamaCare Facts is an independent website. Get the facts on healthcare and health insurance under the Affordable Care Act (also known as ObamaCare). At ObamaCareFacts.com, we aim to present fact-based information on the Affordable… Read More
ObamaCare Health Insurance Deadline 2025 ObamaCare’s Open Enrollment period for 2025 health plans starts November 1, 2024, and ends January 15, 2025, in most states. Plans sold during Open Enrollment start as early as January 1, 2025. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More