I am very happy about the Obama Care Act. I was able to purchase health insurance through this plan, but my plan has a $5,000 deductible that has to be met before I can use it, so I feel like I am no further than I was before. This insurance plan has yet to send me my policy, and I’ve been paying on it for three months. After three calls I finally got my cards, but that is all. I want to get rid of this insurance company but I can’t until Oct. of this year. I did finally get a sheet from the company that I can use my email to get copies of the policy and coverage and cards. I don’t want a paper card, and I would like a copy of my policy from the company. I am very unhappy with this company, the service is not very good at all.

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ObamaCareFacts.com on

Who is the insurer? If you share it below perhaps it will help someone else make a decision about what health plan to get? Also, you can consider a Health Savings Account to help deal with the out-of-pocket costs and lower your taxable income. https://obamacarefacts.com/health-insurance/health-savings-account-hsa/

Megan on

Look to see if there are any Independent Health Insurance Brokers in your area. I work for one in WA and we investigate all of our clients’ claims issues and leave them stress free.

Sam Spangler on

Purchased in 2014: ACA NJ Amerihealth Silver – $2500 deductible on hospital (including ER) + 50% coinsurance on hospital. Unacceptable !
Purchased in 2015: ACA NJ Health Republic Silver Community – $0 deductible for a very limited set of providers + 40% coinsurance for hospital or “out of set / network” $2500 deductible + 40% coinsurance on anything. Unacceptable !
The better Platinum plans are way unaffordable even with subsidies (which SCOTUS may take away next month).
We, the American people want REAL health care reforms ! How long do we have to wait ?