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ObamaCare Basics

  • ObamaCare News: Weekly ObamaCare Updates
  • ObamaCare: Everything You Need to Know About the ACA
  • The American Rescue Plan Act and ObamaCare
  • ObamaCare
  • What is ObamaCare?
  • ObamaCare Facts
  • ObamaCare Summary
  • How Does ObamaCare Work?
  • How Does ObamaCare Affect Me?
  • Health Insurance Exchange
  • ObamaCare Individual Mandate
  • Minimum Essential Coverage
  • Tips for Getting the Best Health Plan
  • ObamaCare Pros and Cons
  • Health Care Reform Timeline
  • ObamaCare Uninsured Rates
  • Top 10 Things to Know About ObamaCare

TrumpCare

Enrollment ended Jan 15th in most states. Find out what to do if you missed the deadline.

Obama Care and Trump Care Legal Issues

To the question: “are there legal issues with switching from what is known as ObamaCare to what is known as TrumpCare?” The answer is potentially yes.

What Happens if Trump Cancels ObamaCare do I Lose my Health Insurance?

If ObamaCare is repealed people on marketplace coverage might lose tax credits, but they will almost certainly be able to continue their plan. For others, it is more complicated.

GETTING COVERED

Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov.

Open enrollment for 2023 health plans ended Jan 15, 2023 (in most states).

During open enrollment, you can apply for cost assistance, change plans, and enroll in a plan. Find out what happens if you miss open enrollment.

2023 health plans: Find and compare 2023 health insurance plans.

2023 Medicare Plans: Looking for Medicare plans? Medicare isn’t part of the Marketplace. Check out a list of available 2023 Medicare Advantage and Medicare Drug Plans.

Remember: ObamaCareFacts is a site focused on research, always double-check the information on this site with your doctor, accountant, insurer, and/or official government websites!

Latest ACA News and Opinion

  • Open Enrollment 2023 Has Ended in Most States – But there May Be Options January 16, 2023
  • 2023 Open Enrollment Ends Jan 15! January 12, 2023
  • Medicare Open Enrollment 2023 Ends Dec 7! December 6, 2022
  • Biden Fixes Family Glitch – Family Glitch Rule Finalized October 25, 2022
  • Open Enrollment Starts Nov 1st and Ends Jan 15 (in Most States) October 23, 2022

ObamaCare 2021, 2022, & 2023

  • ObamaCare 2020 – 2021
  • 2021 Cost Assistance Obamacare
  • HSA Limits for 2022
  • BidenCare Facts
  • ObamaCare 2022
  • 2021 ObamaCare Eligibility Chart and Subsidy Calculator
  • Sign Up for ObamaCare 2022
  • State Specific Deadlines and Extensions for ObamaCare 2021 Open Enrollment
  • Open Enrollment 2023 Dates and Deadline
  • List of States With Mandates for 2021
  • 2023 Cost Assistance Obamacare
  • How to Enroll in a Plan at the Last Minute
  • Open Enrollment 2022 Dates and Deadline
  • 2022 Federal Poverty Guidelines
  • ObamaCare Mandate’s Fee Reduced to $0 (Some States Have Their Own Fee)
  • 2021 Federal Poverty Guidelines
  • 2023 ObamaCare Eligibility Chart and Subsidy Calculator
  • 2022 ObamaCare Eligibility Chart and Subsidy Calculator
  • Premium Tax Credit Caps for 2023
  • The Federal Poverty Level Guidelines For 2020 and 2021 Coverage
  • 2022, 2023, and 2024 | Federal Poverty Levels (FPL) For ACA Coverage
  • Cost Sharing Reduction Subsidies 2023
  • The 2020 Federal Poverty Guidelines
  • 2021 Special Enrollment Due to COVID-19
  • Out-of-Pocket Maximums and Deductible Limits For 2023
  • Open Enrollment 2021 Dates and Deadline
  • State Specific Deadlines and Extensions for ObamaCare 2022 Open Enrollment
  • HSA Limits for 2023
  • Sign Up for ObamaCare 2021
  • List of States With Individual Mandates for 2022
  • State Specific Deadlines and Extensions for ObamaCare 2023 Open Enrollment
  • HSA Limits for 2021
  • 2022 Cost Assistance Obamacare
  • ObamaCare Income Limits Chart
  • Out-of-Pocket Maximums and Deductible Limits For 2021
  • Premium Tax Credit Caps for 2022
  • Open Enrollment 2024 Dates and Deadlines
  • Premium Tax Credit Caps for 2021
  • Cost Sharing Reduction Subsidies 2022
  • 2024 ObamaCare Eligibility Chart and Subsidy Calculator
  • Cost Sharing Reduction Subsidies 2021
  • Out-of-Pocket Maximums and Deductible Limits For 2022

Health Insurance Marketplace

  • How to Use HealthCare.Gov
  • Get Covered During Open Enrollment
  • 5 Steps to Getting Medical Insurance You Can Afford
  • December 15th, Last Call For January 1st Health Coverage
  • What to do When the Healthcare.Gov Marketplace is Down
  • What is the Health Insurance Marketplace?
  • Sign Up for ObamaCare
  • Changing Plans and Verifying Info for Cost Assistance
  • Missed Deadline for ObamaCare
  • ObamaCare Open Enrollment Period
  • ObamaCare Special Enrollment Period
  • ObamaCare Delays and Changes
  • Health Insurance Exchange Guide
  • What is the Best Health Insurance Plan?
  • Qualified Health Plan
  • How to Cancel an ObamaCare Plan?
  • ObamaCare Website
  • ObamaCare Extensions

Find Your State Marketplace

  • State Health Insurance Exchanges
  • California Health Insurance Exchange
  • Colorado Health Insurance Exchange
  • Connecticut Health Insurance Exchange
  • Washington, D.C. Health Insurance Exchange
  • Hawaii Health Insurance Exchange
  • Idaho Health Insurance Exchange
  • Kentucky Health Insurance Exchange
  • Maryland Health Insurance Exchange
  • Massachusetts Health Insurance Exchange
  • Minnesota Health Insurance Exchange
  • Nevada Health Insurance Exchange
  • New Mexico Health Insurance Exchange
  • New York Health Insurance Exchange
  • Oregon Health Insurance Exchange
  • Rhode Island Health Insurance Exchange
  • Texas Health Insurance Exchange
  • Vermont Health Insurance Exchange
  • Washington Health Insurance Exchange

Benefits, Rights, & Protections

  • ObamaCare and DACA Facts and Myths
  • Health Insurance Appeal Rights Under ObamaCare
  • Who Uses ObamaCare?
  • List of Preventive Care Services ObamaCare
  • Unpaid Medical Bills Reduced By ACA
  • HHS Issues Guidance On Birth Control Mandate
  • Free Contraception For Employees at Exempt Employers
  • Final Rule Prohibits Discrimination in Health Care
  • Why Guaranteed Coverage for Preexisting Conditions Matters
  • Benefits Of Obamacare
  • Essential Health Benefits
  • Obamacare Preventive Care
  • ObamaCare Pre-existing Conditions
  • ObamaCare Guaranteed Issue
  • ObamaCare Bans Rescission
  • ObamaCare No Discrimination
  • ObamaCare Dollar Limits
  • ObamaCare Rate Review & the 80/20 Rule
  • Summary of Benefits and Coverage (SBC)
  • How to Appeal a Health Insurance Company or Marketplace Decision
  • ObamaCare and Women
  • ObamaCare Birth Control
  • ObamaCare and Young Adults
  • ObamaCare Under 26: Rules for Children and Young Adults
  • Health Plan Options for College Students
  • ObamaCare and Doctors
  • ObamaCare and Immigrants

Costs & Taxes

  • ObamaCare Counts Income, Not Assets
  • Didn’t Get a 1095-A or ECN? You Can File Taxes Without Them.
  • As a Rule of Thumb, Don’t Go Silent For 2018 Coverage
  • Treasury and IRS Confirm No Penalties For Wrong 1095-A
  • List of Federal Poverty Levels
  • List of States With Mandates
  • 400% Federal Poverty Level (FPL) Subsidy Cliff
  • Section 9010 a Tax On Large Insurers
  • The Psychology of ObamaCare’s Advanced Tax Credits and Repayment Limits
  • Drug Prices and the Cost of Healthcare
  • Is ObamaCare Free?
  • Health Insurance Premium and Cost Sharing Explanation
  • Addressing the Problem of Health Plan Drops Due to Non-Payment
  • Trump Executive Order on the ObamaCare Mandates (the Fees) Explained
  • Did the ACA Lead to High Medical Costs?
  • Is the Congressional Budget Office (CBO) Trustworthy?
  • Low Cost Health Insurance
  • Why Isn’t Health Insurance or Care Affordable?
  • ObamaCare Costs
  • ObamaCare Taxes
  • File Taxes For ObamaCare
  • Individual Shared Responsibility Payment
  • Premium Tax Credit Form 8962 and Instructions
  • Form 8965, Health Coverage Exemptions and Instructions
  • Form 1095-A, 1095-B, 1095-C, and Instructions
  • ObamaCare 1040 Forms
  • Tax Deductions for Medical Expenses
  • ObamaCare Insurance Premiums
  • What is Cost-Sharing?
  • Factors that Affect Health Insurance Costs
  • How Does ObamaCare Control Costs?
  • ObamaCare Subsidies
  • Premium Tax Credits
  • Cost Sharing Reduction Subsidies (CSR)
  • ObamaCare Calculator: Subsidies, Tax Credits, Cost Assistance
  • Advanced Tax Credit Repayment Limits
  • Second Lowest Cost Silver Plan (SLCSP) and Tax Tools
  • Modified Adjusted Gross Income (MAGI)
  • Tax Credits and Changes to Income
  • How Before-Tax and After-Tax Contributions Affect Subsides
  • Federal Tax Filing Requirement Thresholds
  • Federal Poverty Level Guidelines
  • Household Size and Income, Coverage and Tax Family
  • ObamaCare Mandate: Exemption and Tax Penalty
  • ObamaCare Short Coverage Gap Exemption
  • ObamaCare Exemptions List
  • ObamaCare Cadillac Tax (Excise Tax on High End Plans)
  • ObamaCare Deficit and Debt

Small Business

  • Nearly Everyone’s Healthcare Coverage is Heavily Taxpayer Subsidized
  • Fee For Reimbursing Employees for Individual Health Plans
  • ObamaCare Small Business Facts
  • ObamaCare Employer Mandate
  • Employer Shared Responsibility Payment
  • Employer Tax Credit Form 8941 and Instructions
  • What is Affordable Employer Coverage Under ObamaCare?
  • Self-Employed Health Insurance
  • SHOP Exchange: Small Business Health Options Program
  • HRAs, FSAs, and Employer Healthcare Arrangements
  • Impact of ObamaCare on Jobs
  • What Do I Need to Tell My Employees about ObamaCare?

Medicare

  • The Best Supplement for Original Medicare
  • What is Medicare and How Can You Qualify?
  • When Is Medicare Open Enrollment?
  • Why Call the ACA ObamaCare? Medicare is Not Called JohnsonCare.
  • Medicare and Hospital Costs
  • What are Medicare Drug Formularies?
  • The History of Medicare
  • Is Medicare’s Independent Payment Advisory Board a Cause for Concern?
  • Can You Get Dental, Hearing, and Vision Care with Medicaid?
  • Bipartisan CHRONIC Care Act Passes Senate
  • Why Networks and Drug Formularies in Medicare Plans are Important
  • Could Medicare’s Independent Payment Advisory Board be a Death Panel?
  • What is the Medicare Payment Advisory Commission (MedPAC)?
  • Bipartisan $210B Medicare Reform For Doctor Payments
  • How are Original Medicare and Medicare Advantage Different?
  • Understanding Medicare Cost-Sharing
  • Is the Medicare Shared Savings Program Working?
  • Supplemental Medicare Helps With Costs and Coverage Gaps
  • New CMS Advanced Care Planning Proposal
  • Medicare Part F (Medigap) vs. Medicare Advantage.
  • ObamaCare Medicare
  • Changes to Medicare insurance
  • ACOs (Accountable Care Organizations)
  • What is Medicare?
  • Medicare Enrollment Periods
  • Medicare Part D (Drug Coverage)
  • Advanced Care Planning (ACP)
  • Medigap
  • Medicare Advantage Plans

Medicaid & CHIP

  • The Medicaid Gap
  • ObamaCare Medicaid Expansion
  • ObamaCare and CHIP (Children’s Health Insurance Program)
  • Louisiana Expands Medicaid
  • States Who Embraced the ACA are Having more Success
  • How to Contact Your State Medicaid Department
  • Are Able Bodied Adults Taking Advantage of Medicaid? Will Work Incentive Requirements Help?
  • Does 304B Drug Pricing Lower Costs?
  • Maine Expanded Medicaid Under the ACA By Referendum
  • Some Immigrants are Eligible for Medicaid or CHIP
  • Tennessee Medicaid Expansion and Why it Matters
  • Trump Administration to Allow Medicaid Work Requirements For States
  • Virginia To Expand Medicaid Under the ACA
  • Arkansas Medicaid Expansion Alternative
  • What Parents and Guardians Need to Know About CHIP
  • Being Denied Medicaid or CHIP
  • Voters Vote to Expand Medicaid in Utah, Nebraska, and Idaho
  • Florida Medicaid Expansion
  • Alaska Medicaid Expansion
  • Utah Rejects Medicaid Expansion Proposal
  • South Dakota Demands Expansion of Medicaid
  • Medicaid Estate Recovery Facts and Myths

About Health Insurance

  • Many Americans are in Single-Payer Systems Already
  • Incarceration and Health Insurance
  • How Can I Get Free Healthcare?
  • Should I Get an HMO, PPO, EPO, or POS?
  • Options For Shopping for Health Coverage
  • Who Should I Include in My Household for ObamaCare?
  • Health Insurance Auto-Pay
  • Is Obamacare Mandatory for Everyone?
  • What is a Major Medical Health Insurance Plan?
  • EPOs and Out-of-Network Benefits
  • About Health Insurance
  • How Does Health Insurance Work?
  • How to Buy Health Insurance
  • How to Compare Health Plans
  • Types of Health Insurance Plans
  • Health Plan Types: HMO or PPO?
  • Premium
  • Copay (Copayment)
  • Deductible
  • Coinsurance
  • Bronze Plan
  • Silver Plan
  • Gold Plan
  • Platinum Plan
  • Out-of-pocket Maximum Limits
  • Actuarial Value
  • Catastrophic Health Plans
  • Health Savings Account (HSA)
  • What Are Covered Benefits?
  • What are Health Insurance Networks?
  • Allowed Amount and Balance Billing (Health Insurance)
  • Can I Keep My Health Care Plan Under Obamacare?
  • Grandfathered Plans
  • ObamaCare Health Insurance Cancellation
  • Private Health Plans Outside the Marketplace
  • Health Insurance Quotes
  • Supplemental Health Insurance
  • Short Term Health Insurance
  • Fixed Benefit Health Insurance
  • Single Payer Health Care
  • Multi-State Health Plans

Short Term Health insurance

  • Short Term Health Insurance Vs. ObamaCare
  • Short Term Health Insurance As Primary Coverage
  • Short-Term and Major Medical Health Insurance
  • Travel Insurance
  • Short Term Health Insurance

Dental and Vision

  • Can You Get Dental, Hearing, and Vision Care with Medicaid?
  • Dental Insurance
  • Vision Insurance

HealthCare

  • Do We Still Need Planned Parenthood?
  • Does Everyone Get Medical Care in an Emergency?
  • Why Do I Need Health Insurance?
  • How Your Doctor is Paid: Wage, Capitation, and Fee-For-Service Payments
  • Provider Networks and Drug Formularies
  • COVID-19 ObamaCare Facts
  • Health Care Facts: Why We Need Health Care Reform
  • Vaccine Facts: Facts & Myths on Vaccination
  • ObamaCare and Smokers
  • Facts on Deaths Due to Lack of Health Insurance in US

PPACA in Depth

  • Is Medicare’s Independent Payment Advisory Board a Cause for Concern?
  • ObamaCare Enrollment Numbers
  • Affordable Care Act Summary
  • Summary of Provisions in The Patient Protection and Affordable Care Act
  • Summary of the Health Care and Education Reconciliation Act of 2010
  • ObamaCare Health Insurance Rules, Regulations and Standards
  • ObamaCare Bill

Health Care Reform Proposals

  • The World’s Greatest Healthcare Plan Vs. The American Health Care Act
  • The ObamaCare Replacement (American Health Care Act) Scored By CBO
  • The Conservative Principles and Universal Healthcare
  • House GOP Suggest High-Risk Pools as Part of Obamacare Replacement
  • ObamaCare and Australia’s HealthCare Systems Compared
  • ObamaCare’s Sticking Points
  • Nevada’s Medicaid-For-All
  • Bernie Sanders Single Payer Overview
  • Iowa’s ObamaCare “Stopgap Measure” Hurts Lower Incomes, but Could Help Stabilize Markets
  • State-Based ObamaCare Alternative – Sec. 1332. Waiver for State innovation
  • The Senate HealthCare Bill (TrumpCare) Explained
  • Health Insurance Cancellation Reform for Non-Payment
  • Bernie Sanders Introduces Medicare for All Act of 2017
  • ObamaCare and the Public Option
  • Bernie Sanders: Medicare-for-all Act Full Text and Summary
  • What is BernieCare?
  • A Summary of the Graham-Cassidy Obamacare Repeal Bill
  • a Nationwide Non-Profit Public Health Network
  • GOP Pre-Existing Conditions Act Doesn’t Ensure Coverage
  • The “Continuous Coverage Exclusion” For Pre-Existing Conditions
  • The Basics of Bernie Sanders’ Medicare-for-All
  • An HSA-Eligible Public Option
  • Biden’s “Protect and Build” ObamaCare Plan
  • “ObamaCare Repeal and Replace” is Now “ObamaCare Repair”
  • “The American Health Care Act” Explained
  • Save American Workers Act Facts
  • ObamaCare Lawsuits
  • King V Burwell Simplified
  • Supreme Court ObamaCare

ObamaCare 2017 - 2018

  • The 2017 Federal Poverty Guidelines
  • Will There Be a 2018 Open Enrollment?
  • The 2018 Federal Poverty Guidelines
  • 2018 Cost Sharing Reduction Subsidies (CSR)
  • Get Ready for 2018 Open Enrollment
  • 2018 Premium Tax Credits
  • Out-of-Pocket Maximums and Deductible Limits for 2018 Health Plans
  • HSA Limits for 2018
  • 2018 Guidelines for Medicaid and CHIP
  • ObamaCare Fee 2017
  • Affordability Exemptions for 2018
  • ObamaCare and HSAs for 2017
  • 10 Tax Tips for the ACA or ObamaCare for the 2018 Tax Season
  • Out-of-Pocket Maximums and Deductible Limits for 2017 Health Plans
  • When is 2018 Medicare Open Enrollment?
  • ObamaCare Cost Assistance For 2017 Plans
  • The Penalty For Not Having Health Insurance in 2018
  • Premiums Up For 2017, But Many Get a Plan for $100 or Less
  • ObamaCare Fee 2018
  • Affordability Exemptions for 2017
  • What to Do if You Missed the Deadline For Open Enrollment 2018
  • ObamaCare Open Enrollment 2018

ObamaCare 2019 - 2020

  • ObamaCare 2019
  • Sign Up for ObamaCare 2019
  • 2019 Cost Assistance Obamacare
  • Open Enrollment 2019 Dates and Deadlines
  • What Has Changed With Obamacare For 2018 -2019
  • Sign Up for ObamaCare 2020
  • Some States Are Implementing Their Own Individual Mandate
  • Cost Sharing Reduction Subsidies 2020
  • Short Term Health Insurance for 2018 – 2019
  • The Federal Poverty Level Guidelines For 2019 and 2020 Coverage
  • List of States With Mandates for 2019
  • Extensions for the 2019 – 2020 Open Enrollment Season
  • 10 Tax Tips for the ACA or ObamaCare for the 2019 Tax Season
  • The 2019 Federal Poverty Guidelines
  • Open Enrollment 2020 Dates and Deadline
  • Out-of-Pocket Maximums and Deductible Limits for 2019 Health Plans
  • HSA Limits for 2019
  • 2020 Cost Assistance Obamacare
  • HSA Limits for 2020
  • Out-of-Pocket Maximums and Deductible Limits for 2020 Health Plans
  • List of States With Mandates for 2020
  • Premium Tax Credit Caps for 2020
  • Short Term Health Insurance for 2020

Español

  • Subsidios de ObamaCare
  • Regístrese a ObamaCare: Plazo para el registro a ObamaCare
  • Datos Sobre Obamacare: Plan de Salud ObamaCare Español
  • ¿Qué es ObamaCare?

Resources, Social, & Contact

  • Ask a Question about ObamaCare
  • Contact
  • About
  • ObamaCare Questions and Answers
  • How to Contact Your Senator
  • A List of Archived Pages
  • Medical CrowdFunding, Fundraisers, and Donations
  • ObamaCare Videos
  • ObamaCare PDFs, Documents and Other Resources
  • ObamaCare Poll
  • Mailing List
  • Share My ObamaCare Story
  • Contribute


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