The Affordable Care Act (ACA), commonly referred to as ObamaCare, has fundamentally transformed the landscape of health insurance in the United States. A significant feature of the ACA is its provision of cost assistance, which makes health insurance more accessible and affordable for lower and moderate-income individuals. As we approach 2025, key enhancements to this… Read More
This page features a 2025 ObamaCare eligibility chart, the 2024 federal poverty level used for 2025 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To get assistance under the Affordable Care Act, you generally must earn between 100% – 400% of the poverty level. For 2024 coverage, that is $15,060-$60,240 for an individual and $31,200-… Read More
The 2024 Federal Poverty Guidelines (for 2025 Cost assistance and 2024 Medicaid/CHIP) Below are the 2024 Federal Poverty Guidelines that went into effect in early 2024 (the ones you use for 2024 Medicaid/CHIP and for 2025 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act. Specifically, these guidelines… Read More
ObamaCare Health Insurance Deadline 2025 ObamaCare’s Open Enrollment period for 2025 health plans starts November 1, 2024, and ends January 15, 2025, in most states. Plans sold during Open Enrollment start as early as January 1, 2025. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More