How to Sign Up For 2022 Health Insurance Under the Affordable Care Act Sign up for ObamaCare between November 1, 2021, and January 15, 2022, to get health coverage and cost assistance for 2022. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2022 To sign up for ObamaCare you must shop for coverage during open… Read More
Our ObamaCare 2022 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2022 including information on enrollment, assistance, benefits, plan types, and more. In this article, we’ll cover what you need to know for 2022 coverage purchased during open enrollment 2022 (Nov 1,… Read More
Health Saving Accounts and ObamaCare for 2022 We cover everything you need to know about Health Savings Accounts (HSAs) for 2022, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. CSR subsidies are based on… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2022 We cover everything you need to know about cost assistance for 2022 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
This page features a 2022 ObamaCare eligibility chart, the 2021 federal poverty level used for 2021 subsidies, and a subsidy calculator. ObamaCare Cost Assistance To get assistance under the Affordable Care Act you must earn between 100% – 400% of the poverty level. For 2022, that is $12,880-$51,520 for an individual and $26,500- $106,00 for… Read More
Dates and Deadlines For the 2022 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2022 health plans started November 1, 2021, and ends January 15, 2022, in most states. Plans sold during Open Enrollment start as early as January 1, 2022. Open enrollment is the only time of year… Read More
Original Medicare and Medicare Advantage both cover FDA-approved coronavirus tests and vaccines at no out-of-pocket costs.
There are no asset limits for Marketplace assistance under ObamaCare. Cost assistance for tax credits, out-of-pocket assistance, and Medicaid are all based on income only and not assets.
This page features a 2021 ObamaCare eligibility chart, the 2020 federal poverty level used for 2021 subsidies, and a subsidy calculator. TIP: The information on this page is for plans held in 2021. If you are shopping for 2022 plans, see our 2022 ObamaCare Eligibility Chart and Subsidy Calculator. ObamaCare Cost Assistance To get assistance… Read More
Get the Facts on BidenCare. BidenCare is Joe Biden’s plan to ‘protect and build’ ObamaCare. It includes expanded cost assistance, a Medicare-like public option, and other healthcare reform measures. You can see Biden’s ‘Protect and Build” ObamaCare (AKA Bidencare) plan on his website. Or, keep reading to get the facts on BidenCare and a summary… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2021 We cover everything you need to know about cost assistance for 2021 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. CSR subsidies are based on… Read More
Below are historic HSA levels that may be needed for back filing. Annual Contribution Limits 2016 and 2017 Compared The following chart from shrm.org shows the comparison of the 2016 and 2017 HSA limits as defined by the IRS’s Revenue Procedure 2015-30, issued May 5, 2015. Please note: The printed maximum below is the out-of-pocket maximum… Read More
Health Saving Accounts and ObamaCare for 2021 We cover everything you need to know about Health Savings Accounts (HSAs) for 2021, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2020 – 2021 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2020 to get health coverage and cost assistance for 2021. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2021 To sign up for ObamaCare you… Read More
The coronavirus stimulus check included in the CAREs act is not counted as taxable income and therefore will not count toward your income limits for assistance. This means it won’t impact Obamacare subsidies including tax credits, out-of-pocket assistance, or Medicaid/CHIP.
ObamaCare covers coronavirus. All marketplace plans cover FDA-approved coronavirus tests and vaccines with no out-of-pocket costs. The same is true for Medicaid/CHIP as well.
A new bill from Congress includes provisions that increase Medicaid funding and offer coverage for COVID-19 testing without cost.
Dates and Deadlines For the 2021 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2021 health plans runs from November 1, 2020 to December 15, 2020 in most states. Plans sold during Open Enrollment start as early as January 1, 2021. Open enrollment is the only time of year… Read More
What Types of Preventive Care Does ObamaCare Cover? Under the Affordable Care Act (ObamaCare) all adults get 15 services covered for preventive care, women specifically get 22, and kids get 26. Below is a list of covered services. FACT: ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services… Read More
At ObamacareFacts.com we have always been focused on helping people, that’s it. The healthcare system in the United States is ridiculously complicated and Obamacare is no different. We’ve been helping educate consumers since 2012 on the Affordable Care Act, (Obamacare) and if there’s one thing that we have learned it is that there is continual… Read More
Cost Sharing Reduction (CSR) subsidies reduce your out-of-pocket expenses on silver plans purchased through the health insurance marketplace for those with incomes between 100% – 250% of the poverty level. CSR subsidies lower your coinsurance, and lower copays, deductibles, and maximum out-of-pocket costs you will pay in a policy period. They are lowered by a… Read More
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2019 – 2020 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2019 to get health coverage and cost assistance for 2020. Get covered at Healthcare.Gov. TIP: Open enrollment for 2021 starts Nov 1 2020. Learn more about… Read More
Our ObamaCare 2020 – 2021 Guide: Everything You Need to Know About ObamaCare Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2020 including information on enrollment, assistance, benefits, plan types, and more. Below we’ll cover what you need to know for 2020, and for 2021 coverage purchased in 2020. TIP:… Read More