State Deadlines and Extensions for ObamaCare 2024 Open Enrollment



State-Specific Deadlines and Extensions for ObamaCare 2024 Open Enrollment

Some states have their own state-specific deadlines for ObamaCare open enrollment 2024.

States with state-based exchanges may issue extensions each year, some states have permanent extensions, and the federal government may issue extensions each year as well. Which extensions are offered is subject to change.

Below are the state-based deadlines for 2024 for marketplace coverage under the ACA and some notes on federal deadline extensions.

Please double-check the official state-based websites and the federal marketplace HealthCare.Gov to confirm extensions each year, as some extensions are subject to change.

NOTE: The state-based deadlines below may be incomplete or subject to change. The 2024 deadlines below are permanent or have been confirmed on state health insurance websites except when noted.

  • California: November 1st, 2023, through January 31st, 2024.*
  • Colorado: November 1st, 2023, through January 15th, 2024.
  • Connecticut: November 1st, 2023, through January 15th, 2024.*
  • District of Columbia: November 1st, 2023, through January 31st, 2024 (uninsured can enroll anytime due to COVID public health emergency).
  • Idaho: October 15th, 2023, through December 15th, 2023.*
  • Kentucky: November 1st, 2023, 1st through January 15th, 2024.*
  • Maine: November 1st, 2023, through January 15th, 2024.*
  • Maryland: November 1st, 2023, through December 15th, 2023 (has historically issued extensions).
  • Massachusetts: November 1st, 2023, through January 23rd, 2024.
  • Minnesota: November 1st, 2023, through January 15th, 2024.
  • Nevada: November 1st, 2023, through January 15th, 2024.
  • New Jersey: November 1st, 2023, through January 31st, 2024.
  • New Mexico: November 1st, 2023, through January 15th, 2024.
  • New York: November 16th, 2023,  through January 31st, 2024.*
  • Pennsylvania: November 1st, 2023, through January 15th, 2024.
  • Rhode Island: November 1st, 2023, through January 31st, 2024.*
  • Vermont: November 1st, 2023, through January 15th, 2024.
  • Washington: November 1st, 2023, through January 15th, 2024.
* Dates are subject to change.

When Will Coverage Start With Extended Enrollment? Generally, if you enroll before December 15th, your coverage starts January 1st. If you enroll after December 15th, your coverage will start February 1st, and if you enroll after February 15th, your coverage will generally start March 1st. With that said, some states that extend enrollment will have different rules and changes each year. For example, changes under COVID can cause exceptions to this as well. Please check the federal or state websites for details on when your coverage will start.

Where Can I find my state’s ObamaCare website? All state websites can be found on HealthCare.Gov’s home page. When you get to the site, you’ll get to pick your state. You’ll be taken to it if your state has its own exchange.

Other states may be subject to an extension in 2024. States with state-run exchanges can issue last-minute extensions, and the federal government can also issue an extension for all states using the federal marketplace.

Author: Thomas DeMichele

Thomas DeMichele is the head writer and founder of ObamaCareFacts.com, FactsOnMedicare.com, and other websites. He has been in the health insurance and healthcare information field since 2012. ObamaCareFacts.com is a...

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