The 21st Century Cures Act
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We present a summary of each provision in the 21st Century Cures Act which aims to tackle mental health, addiction issues including the opioid crisis, and more.
What is the Best Health Coverage to Get For 2016?
Under ObamaCare the best plan is generally a Silver plan with an HSA, for low income it’s Medicaid / CHIP, and for Seniors at least Medicare A & B. There is a bit more to it, but if we only had one sentence to convey a blanket answer that would be it. If we get one… Read More
Multiple Mammograms Not Covered?
Preventive screening, including mammograms, is covered at not cost under ObamaCare but additional exams may have cost sharing or may not be covered.
Duration and Type of Counseling for Domestic Violence
The Affordable Care Act covers screening and counseling for domestic and interpersonal violence as a free preventive service for women.
Do We Still Need Planned Parenthood?
Even if all states expand Medicaid, we need Planned Parenthood. ObamaCare’s expansion of coverage options provides free sexual and reproductive health services, but millions fall in the Medicaid gap in state’s that didn’t expand.
Free Contraception For Employees at Exempt Employers
Employees can get free contraceptive coverage on employer plans, even if an employer is exempt from offering contraception for religious reasons. Coverage is provided through a third party and is not provided by the employer.
Insurance Company Denied Claims – Story
I am a male who is 51 years old and a father of three teenagers. I went through a preventive Colonoscopy and Endoscopy after my gastroenterologist discussed over the phone the procedure with the assigned doctor from Coventry, my insurance provider, prior to the procedure being performed. Now, Coventry is denying the claim. They are not… Read More
Duck Dynasty’s Phil Robertson: 110 Million Americans STI Facts
Phil Robertson claimed 110 million Americans have STIs, he mis-quoted a CDC report, ignored the fact CPAC is anti-healthcare reform, and blamed it on hippies (obviously).
Marketplace #GetCovered Story
Alicia, 39, and Rusk, 37, have been married for 14 years, and have two sons, 11 and 7. Alicia, a former teacher, and Rusk, who owns an auto repair shop, did not have health insurance until the Health Insurance Marketplace opened last year. The 2015 premium for Rusk and Alicia is $373 a month, much… Read More
Health Insurance Deductible
What is a Health Insurance Deductible? Your health insurance deductible is the amount you have to pay out-of-pocket for covered services before your insurance begins to pay. It doesn’t include premiums or costs that aren’t covered by your plan. Once you meet your deductible, your plan will pay its share of your coinsurance. TIP: Your maximum deductible… Read More
Health Insurance Exchange Guide
The Health Insurance Exchanges Explained: A Complete Unbiased Guide to the ObamaCare Health Insurance Marketplace. Our Health Insurance Exchange Guide makes using ObamaCare’s Health Insurance Marketplace easy. Get how-to’s, tips and tricks on using the marketplace. Our guide covers everything from applying for premium tax credits and out-of-pocket cost assistance, to comparing qualifying health plans,… Read More
About Health Insurance
Everything You Need to Know About Health Insurance for 2015 and Beyond We take an in-depth look at health insurance in the US, including how it works, what key health insurance terms mean, and how ObamaCare changes things. We touch on every detail you need to know to understand the complex gateway to health care in… Read More
Grandfathered Plans
Grandfathered Health Plans Don’t Have to Follow ObamaCare’s Rules and Regulations. Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans. This means that on many old plans… Read More
Dental Insurance
Affordable Care Act Dental Coverage Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). However, children’s dental coverage is a required benefit included on all ACA compliant plans, and cost assistance can be applied to any Marketplace plan that includes dental. Although dental isn’t a required benefit of the Affordable Care… Read More