John Boehner filed a lawsuit Nov 24, 2014 to sue the President over taking executive action on the Affordable Care Act (ObamaCare). The “Boehner lawsuit” focuses on the delay of the employer mandate, the claim that funds are paid to insurers without congressional approval, and overall takes issue with the Presidents use of executive action to implement… Read More
ObamaCare’s open enrollment period for 2015 starts on November 15th, 2014 and ends on February 15th, 2015. Let’s review the most important things to know about open enrollment in the health insurance marketplace for 2015. • Open enrollment is the only time you can get cost assistance, enroll in a plan, or change plans. This is true whether you… Read More
What is Medigap Insurance? Medigap, or Medicare Supplement Insurance, “covers the gap” between Original Medicare and your medical costs. Supplemental Medigap plans are sold by private companies and make sense for seniors who have costs that aren’t covered under traditional Medicare Part A and B. If Original Medicare isn’t covering your medical needs, you’ll want… Read More
What is Medicare Prescription Drug Coverage Medicare Part D, or Medicare Prescription Drug Coverage, covers the gap between your prescription drug needs and Original Medicare. Original Medicare (Parts A and B) includes basic drug coverage. However, many Medicare beneficiaries have prescription drug needs outside of what parts A and B covers. Medicare Part D is… Read More
What is Medicare Advantage? Medicare Advantage, or Medicare Part C, is a health plan that offers Medicare Part A, B, and typically D benefits through a private company. Medicare Advantage offers everything Original Medicare Part A and Part B offers but with better benefits and coverage options. Typically however this comes at a higher upfront… Read More
How “Washington Healthplanfinder”, The Official Washington Website for Health Insurance, Works The Washington Health Insurance Exchange, Washington Healthplanfinder, is the official Washington State marketplace for health insurance under Obamacare. You can use Washington Healthplanfinder to apply for cost-assistance, compare prices of plans, change plans and enroll in a plan that best suits you, your family… Read More
How “DC Health Link”, The Official Washington, D.C. Website for Health Insurance, Works The Washington, D.C. Health Insurance Exchange, DC Health Link, is the official Washington, D.C. State marketplace for health insurance under Obamacare. You can use DC Health Link to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “Vermont Health Connect”, The Official Vermont Website for Health Insurance, Works The Vermont Health Insurance Exchange, Vermont Health Connect, is the official Vermont State marketplace for health insurance under Obamacare. You can use Vermont Health Connect to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How the Texas Health Benefits Exchange Marketplace Works The Texas health insurance exchange will be federally run by HHS after Rick Perry decided not to run a state-based Marketplace in Texas. Although the State will not run it’s own exchange Texans can use HealthCare.gov to shop for affordable health insurance. Texas has the highest percentage of… Read More
How “HealthSource RI”, The Official Rhode Island Website for Health Insurance, Works The Rhode Island Health Insurance Exchange, HealthSource RI, is the official Rhode Island State marketplace for health insurance under Obamacare. You can use HealthSource RI to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
What is a Qualified Health Plan? Under the Affordable Care Act (ObamaCare), a Qualified Health Plan (QHP) is a health plan certified by the marketplace to meet new benefit and cost sharing standards. Qualified Health Plans include all the metal plans sold on the marketplace and count as minimum essential coverage. Let’s take a look… Read More
How the Official Oregon Website for Health Insurance Works The Oregon Health Insurance Exchange, Cover Oregon, was replaced by Healthcare.Oregon.gov and HealthCare.gov. See those sites for coverage and cost assistance. Today you can use HealthCare.gov to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits you, your family or your… Read More
How “New York State of Health”, The Official New York Website for Health Insurance, Works The New York Health Insurance Exchange, New York State of Health, is the official New York State marketplace for health insurance under Obamacare. You can use New York State of Health to apply for cost-assistance, compare prices of plans, change… Read More
How “BeWellNM”, The Official New Mexico Website for Health Insurance, Works The New Mexico Health Insurance Exchange, BeWellNM, is the official New Mexico State marketplace for health insurance under Obamacare. You can use BeWellNM to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits you, your family,… Read More
How “the Nevada Health Link”, The Official Nevada Website for Health Insurance, Works The Nevada Health Insurance Exchange, the Nevada Health Link, is the official Nevada State marketplace for health insurance under Obamacare. You can use the Nevada Health Link to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “MNsure”, The Official Minnesota Website for Health Insurance, Works The Minnesota Health Insurance Exchange, MNsure, is the official Minnesota State marketplace for health insurance under Obamacare. You can use MNsure to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits you, your family, or your small… Read More
How “the Health Connector”, The Official Massachusetts Website for Health Insurance, Works The Massachusetts Health Insurance Exchange, the Health Connector, is the official Massachusetts State marketplace for health insurance under Obamacare. You can use the Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “the Maryland Health Connection”, The Official Maryland Website for Health Insurance, Works The Maryland Health Insurance Exchange, the Maryland Health Connection, is the official Maryland State marketplace for health insurance under Obamacare. You can use the Maryland Health Connection to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “Kynect: Kentucky’s Healthcare Connection”, The Official Kentucky Website for Health Insurance, Works The Kentucky Health Insurance Exchange, Kynect: Kentucky’s Healthcare Connection, is the official Kentucky State marketplace for health insurance under Obamacare. You can use Kynect: Kentucky’s Healthcare Connection to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “Your Health Idaho”, The Official Idaho Website for Health Insurance, Works The Idaho Health Insurance Exchange, Your Health Idaho, is the official Idaho State marketplace for health insurance under Obamacare. You can use Your Health Idaho to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
Guide to Buying Health Insurance: How Health Insurance Works Our guide to buying health insurance walks you through how health insurance works and how to buy health insurance plans under the Affordable Care Act (ACA or Obamacare). Below we take a look at how ObamaCare affects buying health care plans, different ways to buy health insurance under… Read More
The Types of Health Insurance Plans Sold On and Off of ObamaCare’s Marketplace There are four types of health insurance plans available through ObamaCare’s Marketplace. They are Bronze, Silver, Gold, and Platinum health insurance plans. These Qualified Health Plans represent four tiers of coverage and are sometimes referred to as “metal plans” due to their… Read More
How to Use Your State’s Health Insurance Marketplace to Buy “Affordable” Health Insurance ObamaCare’s Health Insurance Marketplace, or ObamaCare Marketplace, is your State’s price comparison website for subsidized health insurance under the ACA. The following guide will explain the marketplace and how you, your family, and your business can compare health plans and qualify for… Read More
The Health Insurance Exchanges Explained: A Complete Unbiased Guide to the ObamaCare Health Insurance Marketplace. Our Health Insurance Exchange Guide makes using ObamaCare’s Health Insurance Marketplace easy. Get how-to’s, tips and tricks on using the marketplace. Our guide covers everything from applying for premium tax credits and out-of-pocket cost assistance, to comparing qualifying health plans,… Read More
How “Hawaii Health Connector”, The Official Hawaii Website for Health Insurance, Works The Hawaii Health Insurance Exchange, Hawaii Health Connector, is the official Hawaii State marketplace for health insurance under Obamacare. You can use Hawaii Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More