List of States With Mandates for 2020

A List of States With a Health Insurance Requirement and Fee for 2020 Although the fee for not having health insurance has been reduced to $0 on a federal level since 2019, some states still have an individual mandate. Here is a list of states where you have to buy health insurance for 2020. TIP:…

Out-of-Pocket Maximums and Deductible Limits for 2020 Health Plans

Out-of-Pocket Maximums and Deductible Limits For 2020 Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2020 plans for individuals and families. For 2020, your out-of-pocket maximum can be no more than $8,150 for an individual plan and $16,300 for a family plan before marketplace subsidies. For…

HSA Limits for 2020

Health Saving Accounts and ObamaCare for 2020 We cover everything you need to know about Health Savings Accounts (HSAs) for 2020, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how…

2020 Cost Assistance Obamacare

Everything You Need to Know About Obamacare Cost Assistance For 2020 We cover everything you need to know about cost assistance on 2020 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical…

Open Enrollment 2020 Dates and Deadline

Dates and Deadlines For the 2020 Open Enrollment Season Under the Affordable Care Act (ObamaCare) ObamaCare’s Open Enrollment period for 2020 health plans started November 1, 2019 and ended December 15, 2019 in most states. Plans sold during Open Enrollment start as early as January 1, 2020. Open enrollment is the only time of year…

The 2019 Federal Poverty Guidelines

The 2019 Federal Poverty Guidelines (for 2020 Cost assistance and 2019 Medicaid/CHIP) Below are the 2019 Federal Poverty Guidelines that went into effect in early 2019 (the ones you use for Medicaid/CHIP in 2019 and for 2020 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act, specifically these…

ObamaCare Mandate’s Fee Reduced to $0 (Some States Have Their Own Fee)

The Individual Mandate‘s fee has been reduced to $0 at a federal level starting in 2019. However, some states have their own individual mandate and fee. Sometimes you will hear that “the fee has been repealed,” or that “the mandate has been repealed,” or even that “ObamaCare has been repealed.” None of that is technically…