State Health Insurance Exchange: State Run Exchanges

Learn About Your State’s Health Insurance Exchange Marketplace ObamaCare’s state Health Insurance Exchanges are open for business. Find your state’s Health Insurance Marketplace and apply for health coverage now. Use the comprehensive list of state-based marketplaces (also called exchanges) found below to find your state’s exchange or to find out if your state uses the… Read More

Single Payer Health Care

What is Single Payer Health Care? Single payer health care is a health care system where a “single” fund pays for health care costs (rather than private insurers). There are many different ways single payer can work, but the general idea is 1. to create a universal healthcare system (a system that covers everyone) where, 2…. Read More

Save ObamaCare | Protect ObamaCare in 2018

What you Can do to Save ObamaCare in 2018 It’s up to you to help save ObamaCare from losing its ability to insure over 44 million uninsured Americans. Find out how to protect ObamaCare in 2018. Join Democrats, Republicans, and the tens of millions of Americans who support health care reform in a bipartisan effort to stand… Read More

The Record Cost of Health Care

Price of Healthcare Reaches All-Time High! The cost of health care is going up and more and more people are unable to afford increasing insurance premiums, but there is hope. Obama’s health care plan under ObamaCare has started to curb the growth in health care costs with major reforms to the industry. If ObamaCare is… Read More

ObamaCare Pre-existing Conditions

No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More

ObamaCare Summary: An Overview of the Affordable Care Act

A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More

ObamaCare Young Adults

How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited… Read More

ObamaCare Website

Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More

Top 10 Things to Know About ObamaCare

Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More

ObamaCare Tax: Full List of ObamaCare Taxes

How ObamaCare Taxes Affect You: New Taxes, Hikes, Breaks, Credits, and Other Changes Here’s a full list of ObamaCare Taxes. The 21 new ObamaCare tax hikes and breaks impact us all, but which ObamaCare taxes will you actually pay? Find out how the tax-related provisions in the Affordable Care Act (ObamaCare) will affect you, your… Read More

ObamaCare Subsidies

Obamacare Subsidies

ObamaCare Subsidies – Premium and Out-of-Pocket Cost Assistance on Marketplace Plans Explained ObamaCare subsidies save you money on your premium and out-of-pocket expenses based on income. Subsidies are only available on plans sold on the Marketplace. Let’s take a look at what subsidies are, how they work, and how you can apply for free or… Read More

ObamaCare Stories: Real Life Stories on ObamaCare

We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More

ObamaCare and Smokers

ObamaCare Gives Smokers a New Incentive to Quit Get the facts on ObamaCare and smokers. From ObamaCare’s smoking cessation benefits to the amount smoking can increase premiums, ObamaCare affects smokers. Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare… Read More

ObamaCare Small Business Facts

How Will ObamaCare Affect Your Small Business? Get the facts on how ObamaCare impacts small businesses. ObamaCare’s small business tax credits and expansion of health insurance help small businesses and employees, while some higher earners and larger firms face new requirements. The Affordable Care Act (ACA) offers incentives, such as tax breaks and tax credits via… Read More

How to Sign up For ObamaCare

How to Sign up for Health Insurance Under the Affordable Care Act To sign up for ObamaCare, go to HealthCare.Gov or find your state’s health insurance marketplace, create an account, then enroll in a plan. Sign up for ObamaCare during open enrollment. Directions for signing up, details on cost assistance, fees, enrollment periods, and information… Read More

ObamaCare: Pros and Cons of ObamaCare

The Pros and Cons of ObamaCare What are the pros and cons of ObamaCare? The ObamaCare pros and cons mirror the complex nature of the new health care law. Pros: ObamaCare (the Affordable Care Act or ACA) contains many benefits, especially for low and middle-income families and small businesses. This includes tax credits for health insurance… Read More

Obamacare Preventive Care

No Cost-Sharing on Essential Preventive Care Thanks to the Affordable Care Act ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services help to put the focus on wellness, early detection, and prevention, instead of treatments and cures. FACT: At least 15 free preventive services and one wellness visit… Read More

ObamaCare Myths: Myths on the Affordable Care Act

Separating the ObamaCare Facts from the ObamaCare Myths We fact-check a number of myths about ObamaCare (the Affordable Care Act). ObamaCare or Affordable Care Act (ACA) is riddled with myths. These range from premium increases to the idea you can get put in jail for not paying the fee. They include the idea that “ObamaCare”… Read More

ObamaCare Medicare: ObamaCare and Medicare

Get the Facts on the Impact of ObamaCare on Medicare This page contains a summary of everything you need to know about the Affordable Care Act (ObamaCare) and Medicare. ObamaCare’s Medicare reforms improve and expand Medicare for seniors. One way it does this is by closing the Part D Donut hole (you have paid only… Read More

ObamaCare Mandate: Exemption and Tax Penalty

The ObamaCare Mandate Exemption and How You Can Qualify for an Exemption from the Tax “Penalty.” From 2014 – 2018, who chose not to purchase insurance had pay a tax “penalty” unless they qualified for an exemption. Exemptions from ObamaCare’s tax “penalty” mandate are available to a number of Americans. We will cover all of… Read More

ObamaCare Individual Mandate

ObamaCare’s Individual Mandate: What is the Tax Penalty for Not Having Health Insurance? ObamaCare’s individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have… Read More

ObamaCare Health Insurance Rules, Regulations and Standards

ObamaCare’s Proposed Rules and Regulations: The Minimum Standards all Health Insurance Plans Sold on and Off the Exchange The proposed ObamaCare health insurance rules and regulations are in. The new ObamaCare health insurance rules dictate the minimum standards of all health insurance plans sold off and on the exchange. The rules proposed November 20th 2012… Read More

ObamaCare Insurance Premiums

How ObamaCare Affects Health Insurance Premium Rates Insurance premiums are a sore subject with many readers. However, insurance premium increases related to Obamacare are largely a response to the protections contained within the law, such as the mandate for insurers to cover people with pre-existing conditions. Meanwhile, parts of the law like the rate review… Read More

ObamaCare | Health Insurance Exchange

What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More

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