Time is Running Out to Sign Up for Marketplace Insurance

Open Enrollment for Marketplace insurance ends January 31st. Even though the future of the ACA is less than certain, there are no changes to Marketplace insurance or Cost Assistance yet. If you are still in need of health insurance for 2017, please sign up at Healthcare.gov or your state’s Marketplace while you still can. Support Marketplaces and Cost Assistance… Read More

ObamaCare Repeal Facts

What Repealing and Replacing ObamaCare Could Look Like Under the Trump Administration Republicans in Congress plan to repeal the Affordable Care Act (ObamaCare). Get the facts on a repeal and replace plan under the Trump administration and what it means for America. UPDATE 2019: The repeal and replace plan never passed, and thus some specifics here… Read More

The “Continuous Coverage Exclusion” For Pre-Existing Conditions

Understanding the GOP Pre-Existing Condition “Continuous Coverage Exclusion” Provision The Affordable Care Act eliminated preexisting conditions, but almost all GOP plans (including Tom Price’s plan) bring them back via a “Continuous Coverage Exclusion” for pre-existing conditions. TrumpCare (the American Health Care Act) and the Continuous Coverage Provision As predicted in the article below, the newest House… Read More

ObamaCare Open Enrollment 2017

Understanding ObamaCare’s 2017 Open Enrollment Period Open Enrollment 2017 started November 1, 2016 and ended January 31, 2017. Open enrollment is the only time you can enroll in a health plan on the individual market without qualifying for special enrollment. That means if you wanted to get cost assistance and avoid the monthly fee for 2017,… Read More

What is HillaryCare?

Hillary Clinton Healthcare reform

HillaryCare Explained – The History of Hillary Clinton’s Healthcare Reform Efforts HillaryCare describes healthcare reform efforts by Hillary Clinton. This includes her healthcare reform efforts in 1993 that paved the way for CHIP and the ACA, and all efforts since. If Hillary gets elected HillaryCare will describe healthcare reform under her Presidency. Below we discus: Hillary’s… Read More

Is Obamacare Mandatory for Everyone?

Does Everyone Have to Get Coverage Under the Affordable Care Act? As of 2019 ObamaCare is optional, not mandatory. There is no requirement to get coverage or fee for not having coverage under In most states. With that said, you’ll have to shop for coverage during open enrollment unless you qualify for special enrollment and… Read More

Health Insurance Premium and Cost Sharing Explanation

A Quick and Simple Guide to Health Insurance Costs and Assistance Types of health insurance costs include: monthly premiums and out-of-pocket costs / cost sharing (copays, coinsurance, deductible, out-of-pocket maximum). Here the premium is what one pays for the policy, and then cost sharing is a reference to the part of the costs the plan covers… Read More

Is ObamaCare Free?

The Ways in Which ObamaCare is and isn’t Free ObamaCare is free for some via Medicaid expansion, offers cost assistance to others via the marketplace, and cost those without cost assistance money. Below we discuss all the ways ObamaCare is or isn’t free depending on income and state. TIP: All cost assistance mentioned below is based on family size… Read More

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