ObamaCare’s Sticking Points
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Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
ObamaCare Risk Corridors
ObamaCare created “risk corridors” to spread the risk of taking on the uninsured between insurers and taxpayers. The profitable insurers pay in each year, the unprofitable one’s take money out, the government puts a little money in the pot, and everyone except the GOP is happy. Essentially risk corridors work like this: Risk corridors keep the price of… Read More
High Premiums and High Deductibles Going into 2016
People of all income levels, news sources, insurers, and providers have expressed frustration over rising health premiums and deductibles going into 2016.
14th ObamaCare Bill Since Law Was Passed Signed
Obama signed in the 14th and most recent change to ObamaCare since the law was passed in 2010, this notably included a few breaks for small business.
Price-Gouging CEO and the Effects on For-Profit Pharma
Profit creates competition on a good day, on a bad day a 32 year old ex hedge fund guy under investigation hikes an AIDS drug from $13.50 to $750 to profit off the sick and taxpayers. This event raises the question: How do we avoid price-gouging on taxpayer subsidized items and how much profit and regulation belongs in drugs and treatments that treat chronic illness?
Woman on Facebook Complains About ObamaCare Fact Check
A woman put a public facebook post up about a BCBS plan in Alabama. Is this an ObamaCare problem or an Alabama problem?
Section 9010 a Tax On Large Insurers
Section 9010 of the Affordable Care Act includes a tax on America’s largest insurers, the one’s who profit the most off of ObamaCare.
Do We Still Need Planned Parenthood?
Even if all states expand Medicaid, we need Planned Parenthood. ObamaCare’s expansion of coverage options provides free sexual and reproductive health services, but millions fall in the Medicaid gap in state’s that didn’t expand.
Obamacare Rate Hikes 2016
Insurers are planning rate hikes for 2016 under ObamaCare. ObamaCare being both the reason we know about it, and part of the reason it’s happening.
ObamaCare 2015 Re-Cap
A recap of Jan 2015 – April 2015 on ObamaCare’s tax forms, special enrollment periods, Rand, Cruz, Medicaid expansion, King V Burwell, signups, and more.
Cathy McMorris Rodgers & ObamaCare
Rep. Cathy McMorris Rodgers, R-Wash used her GOP clout to fish for ObamaCare horror stories, but came up with success stories instead.
5 Years of the Affordable Care Act In Retrospect
The Affordable Care Act (ObamaCare) was signed into law 5 years ago on March 23rd, 2010. We look at the successes, sticking points, and politics of the law.
Bipartisan $210B Medicare Reform For Doctor Payments
Bipartisan committee leaders have proposed a $210 billion Medicare fix that would solve one of the larger Medicare problems, doctor payments.
King V Burwell Simplified
We’ve simplified King V Burwell, the ObamaCare subsidy lawsuit. We explain the Supreme Court case, its history, ideology, and outcome in simple terms. King V Burwell Summary King V Burwell was a lawsuit heard by the Supreme Court in 2015. It challenged the legality of subsidies issued by the IRS on behalf of states that used… Read More
ObamaCare Cadillac Tax (Excise Tax on High End Plans)
ObamaCare’s Cadillac Tax is a 40% excise tax on high end plans above $10,200 for individuals and $27,500 for family coverage that was set to start in 2018 but was been delayed. This tax is not deductible. The excise tax is one of the main revenue sources for the ACA, helps curb healthcare costs, and… Read More
The Freedom Option
Orrin Hatch’s replacement plan for ObamaCare, dubbed “the freedom option” in a WSJ op-ed, is an alternative to amending the law to clarify that Healthcare.Gov can issue subsidies, and is essentially a rehash of the old “repeal ObamaCare” plan.
King V. Burwell Explained: The Legality of Subsidies
King V. Burwell is a lawsuit that challenges the legality of subsidies issued by the IRS on behalf of HealthCare.Gov under the Affordable Care Act (ObamaCare).
Why Doesn’t Income Below the Poverty Level Qualify for Premium Tax Credits?
The reason people with incomes below the Federal Poverty Level don’t qualify for tax credits is Medicaid expansion was supposed to cover those with incomes below the 100% FPL mark, but anti-ObamaCare opposition repealed the part of the law that made expanding Medicaid mandatory.
ObamaCare Replacement Plan: “CARE” Act Facts
Get the facts on the ObamaCare replacement plan by Burr, Hatch, and Upton: the Patient Choice, Affordability, Responsibility, and Empowerment (CARE) Act. Below we present a summary, some quick facts, a pros and cons chart, a complete section-by-section breakdown, and finally we compare the CARE Act proposal to ObamaCare. Keep in mind this is an older replacement… Read More
ObamaCare Deficit and Debt
ObamaCare decreases the deficit and debt with cost controlling provisions and taxes, but subsidies, protections, and healthcare spending may result in more debt over the long term if no further changes are made. UPDATE 2019: This page was created in 2015, numbers have been revised since this was written. So the logic remains the same, but the specific numbers need to… Read More
How Does ObamaCare Control Costs?
Some say ObamaCare doesn’t do enough to control health care cost. Let’s look at how ObamaCare controls healthcare spending with cost controlling provisions. TIP: To find out what coverage under the Affordable Care Act will cost you, make sure to check out the healthcare.gov marketplace and find your cost after assistance is applied. Taxpayers are benefitting as… Read More
Tips for Getting the Best Health Plan
Here is a quick list of tips for getting the best health plan. No matter how you shop, this list will ensure you don’t over or under-buy health insurance. NOTE: Finding the best health plan for you and your family depends on your family size, income, needs, region, and more. The best plan for one… Read More
ObamaCare Thanksgiving
Here is our ObamaCare Thanksgiving list of the reasons we are grateful for the Affordable Care Act. Before you read our ObamaCare Thanksgiving list, take a moment to listen to a Thanksgiving message from our President. We are grateful to the Affordable Care Act because: • 8 million got affordable coverage through the marketplace and millions more got covered last… Read More
Jonathan Gruber and ObamaCare
Jonathan Gruber is “ObamaCare’s architect” and a MIT professor. He is also the guy who made two poorly worded statements about the Affordable Care Act. This isn’t the type of story we like to cover on our site, as it is full of mind-melting juicy talking points that leave one non-the-smarter. That being said, the story… Read More
ObamaCare 2015
What You Need to Know About ObamaCare (the Affordable Care Act) in 2015 There aren’t a lot of changes for ObamaCare in 2015. Let’s review ObamaCare’s 2015 changes and what you need to know to stay covered and save money. We will review the enrollment process for 2015, what steps you should take to ensure… Read More