What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More
Your Guide to Everything ObamaCare Confused about ObamaCare? Our Free ObamaCare Guide makes understanding the Affordable Care Act and the Health Insurance Marketplace simple. Understanding each of the provisions contained within the Affordable Care Act is a tall order on its own, but getting a basic understanding of the law’s key provisions is something that… Read More
The Website Glitch, IRS Glitch, Smoker Glitch, and more. ObamaCare “Glitch”; a “glitch” in the ObamaCare website, the health insurance marketplace or healthcare.gov, follows other notable ObamaCare glitches. Other glitches have included the IRS glitch and the smoker glitch. Let’s take a look at how some of ObamaCare’s glitches affect you. Listen to the President… Read More
ObamaCare Facts 2023 – We Tell you the Facts, Not The Talking Points We provide up-to-date facts on ObamaCare (the Affordable Care Act). Get the ObamaCare facts on enrollment, assistance, benefits, plan types, and more. What is ObamaCare? The official name for “ObamaCare” is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. The… Read More
ObamaCare Explained as Simply As Possible We explain everything you need to know about ObamaCare (the Affordable Care Act) in as simple terms as possible. A Quick Introduction to the Affordable Care Act ObamaCare, officially called the Patient Protection and Affordable Care Act, is a health care reform law signed in 2010 by President Barack… Read More
The Employer Mandate / Employer Penalty The ObamaCare Employer Mandate / Employer Penalty, originally set to begin in 2014, was delayed until 2015 / 2016. ObamaCare’s “employer mandate” is a requirement that all businesses with 50 or more full-time equivalent employees (FTE) provide health insurance to at least 95% of their full-time employees and dependents up… Read More
How Does ObamaCare Affect Doctors? Find out the truth on ObamaCare and Doctors. Can you really keep your doctor under ObamaCare, what impact does ObamaCare have on the healthcare industry? ObamaCare is set to have a major impact on Doctors. ObamaCare, of course, means more patients for doctors since more people have health insurance; but… Read More
What 2013 Means for ObamaCare and Health Care Reform What’s new for ObamaCare in 2013? ObamaCare 2013 means many new provisions, changes to Medicaid and the opening of the ObamaCare insurance exchanges on Oct 1st 2013. As well as the new benefits there are also so some things to watch out for as ObamaCare continues… Read More
Barack Obama Health Care Bill for Health Care Reform in America The Obama Health Care Bill is Obama’s healthcare bill of reforms to the insurance industry. The Obama Health Care Reform Bill reforms the healthcare industry by expanding Medicaid and Medicare and creating an insurance exchange pool that provides affordable insurance to low-to-middle income Americans…. Read More
It’s time for an ObamaCare Fact Check. A fact is a fact, and we’re checking the ObamaCare facts to separate the media myths from the truth on healthcare reform. The best way to get the Facts on ObamaCare and Obama’s health care reform is to use the law itself, CBO reports and other official .gov… Read More
What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More
What is Minimum Essential Coverage (MEC)? Minimum Essential Coverage is health insurance that meets the requirements of the ObamaCare (the Affordable Care Act). This generally means coverage offers 10 essential benefits and meets actuarial value standards. Most coverage offered in the employer, private, and public markets count as Minimum Essential Coverage. Meanwhile, short-term and limited… Read More
An Ongoing List of Interesting Facts on Healthcare, Politics, Corporations, Laws and Other Aspects of Our Country Which Relate to ObamaCare. Here are some interesting facts about everything healthcare related. Find interesting facts and statistics on laws, politics, companies and citizens as they relate to healthcare. By understanding a little about how the healthcare system… Read More
How ObamaCare Works For You, Your Family, and Your Business We cover everything you need to know about how ObamaCare works for you, your family, and your business. Below you’ll find overviews of what ObamaCare does, how to use the Health Insurance Marketplace for low-cost coverage, deadlines for getting coverage, and a breakdown of some key… Read More
What ObamaCare Means for You, Your Family, and Your Business When hearing about the Affordable Care Act (ObamaCare), the first question that comes to mind is, “how will ObamaCare affect me, my family, and my business?” The answer, of course, depends on a number of factors including income and whether or not you currently have… Read More
Obama’s health care reform (ObamaCare) has made Medicare Stronger and has put money back into the pockets of Seniors. Health Care reform will greatly improve coverage for Seniors. ObamaCare improves Medicare and Medicaid to help seniors get access to better health coverage and decreases their out of pocket costs. “Prior to 2011, people on Medicare… Read More
A Timeline of Health Care Reforms 2010 – 2022 Here is an easy to understand Health Care Reform Timeline 2010 – 2022. The healthcare reform timeline lays out health insurance reforms and health care milestones contained within the Affordable Care Act (ObamaCare). Find out how the new health care law affects healthcare in the United… Read More
Grandfathered Health Plans Don’t Have to Follow ObamaCare’s Rules and Regulations. Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans. This means that on many old plans… Read More
How Does ObamaCare Impact the ‘Fiscal Cliff’ and What is a ‘Fiscal Cliff’ Anyway? ‘Fiscal Cliff’ ObamaCare: Does ObamaCare impact the ‘fiscal cliff’? What’s the ObamaCare ‘fiscal cliff’ discussion really about? The ‘fiscal cliff’, is the point at which the deficit gets reduced too much due to tax hikes and spending cuts set to kick… Read More
What are Federal Poverty Levels Used for? Federal Poverty Levels (which are also called Federal Poverty Guidelines, Federal Poverty Line, or simply FPL) are used to see if you qualify for cost assistance when buying insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to help determine Medicaid and CHIP eligibility and to help… Read More
What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More
The Affordable Care Act and Annual and Lifetime Dollar Limits The Affordable Care Act (ObamaCare) stops insurers from setting yearly or lifetime dollar limits on essential benefits. Since 2014 health insurance companies have had to follow new rules on what benefits can be subject to dollar limits and what dollar limits can be set. Let’s… Read More
What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each… Read More
If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then… Read More
Biden Ryan Debate Facts on Healthcare / Obamacare Google+ With all the debates focusing on health care and Obamacare it’s important to get the Biden Ryan debate facts on healthcare / Obamacare. Below is our non-biased breakdown of the myths and facts of of the Ryan Biden ObamaCare debate. Ryan: ObamaCare cuts $716 billion from… Read More