Author: User Generated

Content generated by our users

No Income and Lost Benefits Story

I lost my job in September and have been receiving unemployment since October. I have multiple health problems that made it impossible to get insurance last year. I was able to get coverage that began as of January 1. The coverage I had was awesome in that all my medication and my primary doctor visits… Read More

Why Are Some People Left Out?

Why, if all Americans should be able to be covered, does no one cover long-term health care for someone with dementia? Not only can we not find insurance for my husband who will need long term care in the future but, although he is a veteran and served in Germany and Lebanon 1957-1959 in active… Read More

Our Family Was Saved By ObamaCare

Obama Care saved my husband and I from total ruin. Since the law first passed and the immediate changes went into effect we have benefited. We both had existing health conditions He suffered through Prostate Cancer and Lung cancer, I had 3 heart surgeries. When my company stopped furnishing health insurance we have been lost… Read More

Hardship Exemptions Can Be There Own Hardship

My wife and I (retired, too much income for subsidies, not eligible for medicare etc) apparently qualify for exemptions because last year’s ‘grandfathered’ policy was cancelled and the cheapest bronze is in excess of 8% of our AGI/MAGI. finding someone at healthcare.gov or at the two insurance providers in our area who understood how to help… Read More

Paperwork and Rising Costs Story

I thought last year was bad. But, after telling me how much better my 2014 plan was compared to my personal plan in 2013 (I was already enrolled in my own personal plan, which the government canceled), the State of Washington canceled my new plan. So, I had to shop again. Perhaps the total premium didn’t… Read More

Unaffordable Premiums, I’m Scared

I lost my job and my medical insurance one year before I was eligible for retirement benefits. My husband has a monthly retirement benefit but no medical. We are both 59 years old and in great health but based on our age our medical insurance premiums are at the highest. Our total income is 4000.00… Read More

Tried to do the right thing

So I left my job with health insurance 11/7/14. I started another job 11/10/14 that did not offer health insurance. Found out 11/23/14 my previous employer removed me from the health insurance. Went to apply for health insurance for Jan 2015. All sites stated if I did not currently carry health ins to go healthcare.gov…. Read More

Unaware of the Deadline

My husband lost his job and healthcare coverage in May 2014. We did not get a COBRA offer from his employer, a U.K. based company. We were unaware of the three month deadline to sign up for new coverage. From June through December we were without healthcare coverage. We are healthy, active family of four… Read More

Self Employed Premiums Unaffordable

My husband and I have not been helped but hurt and our details are below. But before I get into our details want to say that middle income people who do not qualify for subsidies, especially those who do not have health coverage via an employer (e.g. self employed or those who work for employers… Read More

ACA Helped Reduce Private Health Care Premiums

ACA has helped me reduce my private health care premiums, no doubt. However, apparently ACA has established a standard Summary of Benefits document that all health care insurers must use to allow fair comparisons to potential enrollees. ACA does not, however require health care insurers to disclose plan documents prior to enrollment – according to… Read More

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