Author: Thomas DeMichele

Thomas DeMichele is the head writer and founder of ObamaCareFacts.com, FactsOnMedicare.com, and other websites. He has been in the health insurance and healthcare information field since 2012.

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State of the Union January 20th, 2015 Facts


Watch President Obama’s the State of the Union address which aired 9pm Eastern January 20th, 2015. You can watch the SOTU streaming here. Watch the State of the Union. State of the Union Facts Below we will discuss a few facts from the State of the Union Address, do some fact-checking, and explain the claims made. 10 million… Read More

Martin Luther King Jr. Healthcare

To Martin Luther King, Jr. (MLK) healthcare was vital. MLK advocated for civil rights and against inequality in both healthcare and health insurance. What Did MLK Say About HealthCare and Health Insurance? Martin Luther King advocated for change in the healthcare system due to the multi-tiered approach health care providers took toward different types of… Read More

Marketplace #GetCovered Story

Alicia, 39, and Rusk, 37, have been married for 14 years, and have two sons, 11 and 7. Alicia, a former teacher, and Rusk, who owns an auto repair shop, did not have health insurance until the Health Insurance Marketplace opened last year. The 2015 premium for Rusk and Alicia is $373 a month, much… Read More

60 Minutes ObamaCare

Get the Facts on the 60 minutes report on ObamaCare “Dissecting ObamaCare” featuring Steven Brill author of “America’s Bitter Pill.” We fact-check the video. Watch the full of the 60 Minutes ObamaCare video. First fact-check, it’s only 13:19 minutes long, not 60:00. CBS intended each of its segments to run for approximately 15 minutes and… Read More

Supreme Court Rejects ObamaCare Lawsuit

The Supreme Court rejected the latest challenge to ObamaCare, an appeal by the Association of American Physicians and Surgeons and the Alliance for Natural Health USA. The appeal challenged the Shared Responsibility Provision of the Affordable Care Act, the part that requires folks to obtain and maintain coverage or pay a fee. Although this particular… Read More

CommonWealth: State Trends in Employer Coverage

State Trends in the Cost of Employer Health Insurance Coverage, 2003–2013 The new January 2015 Commonwealth Fund healthcare report shows the ACA is the only thing curbing health insurance costs, which are rising faster than income. The report is long, but the point is short, employer-sponsored health Insurance costs (particularly premiums and deductibles) have been rising… Read More

Save American Workers Act Passes House

The Save American Workers Act of 2015 passed the House, but the Obama Administration won’t let it see the light of day. The Save American Workers Act of 2015 seeks to change the definition of full-time hours to 40 or more, meaning less employers would have to cover employees. While this decreases incentive to cut employee… Read More

Understanding ObamaCare’s Enrollment Numbers

ObamaCare enrollments can be looked at in a few ways: current Marketplace enrollments, current insured under the ACA, and total average insured for the calendar year. Depending on how we are looking at the numbers, and what other factors we take into account, the answer to, “how many people enrolled in ObamaCare” changes. For instance… Read More

Should I Get Health Insurance?

Having Health Insurance means you are covered in an emergency. Not getting coverage could result in big fees for those who wait until taxes are due. Obtaining and maintaining health insurance isn’t just about avoiding a fee, it’s about taking responsibility for your health, knowing you have coverage when you need it, and avoiding the devastating… Read More

ObamaCare Enrollment Numbers Nov 15 – Dec 19 2014

6.4 million people enrolled in ObamaCare’s Health Insurance Marketplace between Nov 15-Dec 19 2014 including 4.5 million renewals and 1.9 million new signups. Let’s take a look at a few facts about enrollments to help you better understand these sign-ups and the December HHS enrollment numbers report! These enrollments don’t count the 14 state’s using their… Read More

Policy Periods and ObamaCare

With ObamaCare deadlines for open enrollment approaching, it’s important to think about health insurance policy periods. Here are some key facts to help you understand why getting covered during open enrollment isn’t just about avoiding the fee, it’s about value. Your health insurance deductible (the amount you have to pay for covered in-network services before coinsurance kicks in)… Read More

Free eBook ObamaCare Open Enrollment 2015

Today we released our free ObamaCare eBook, the ObamaCareFacts.com Guide to Open Enrollment 2015.  We help you understand how to get covered and stay covered in the Health Insurance Marketplace. We also review tips and tricks for getting lower costs, getting the right plan, and explain everything from the fee, to open enrollment, to health insurance… Read More

ObamaCare Thanksgiving

Here is our ObamaCare Thanksgiving list of the reasons we are grateful for the Affordable Care Act. Before you read our ObamaCare Thanksgiving list, take a moment to listen to a Thanksgiving message from our President. We are grateful to the Affordable Care Act because: • 8 million got affordable coverage through the marketplace and millions more got covered last… Read More

Kaiser Uninsured Poll November 2014

A November 2014 Kaiser Poll shows the majority of uninsured are unaware of open enrollment date, despite saying health insurance was important and needed.  Let’s take a look at what the Kaiser Health Tracking Poll shows about the uninsured going into open enrollment 2015. Kaiser Health Tracking Poll 2014 Summary Despite the fact that the… Read More

House Committee on Oversight to call Gruber and Tavenner to Testify on Perceived ACA Deception

According to a document posted on November 21st, 2014, the United States House of Representatives Committee on Oversite and Government Reform will be calling on Centers for Medicare and Medicaid Services Administrator Marilyn Tavenner and ACA architect Jonathan Gruber to testify on Tuesday, December 9th before the House Oversight and Government Reform Committee on what they feel… Read More

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