Obamacare Facts

What to Do if You Missed the Deadline For Open Enrollment 2018

Here is a list of things you can do if you missed the Dec. 15 deadline for ObamaCare’s open enrollment 2018 in the health insurance marketplace.

In some cases missing the deadline, but meeting specific criteria, will qualify you for a short special enrollment window (a sort of extension of the open enrollment deadline). In other cases, extensions are offered to everyone.

Meanwhile, if none of the above apply to you:

We will learn more after open enrollment ends. It is unclear if Trump’s administration will be offering extensions beyond the state-based ones listed below. If they do they, we will be the first to update you.

IMPORTANT: According to the HealthCare.Gov Twitter: If you call 1-800-318-2596 and leave your name and number it seems you will be granted an exemption to the Dec. 15 deadline. Do this ASAP (on December 16th) if you want coverage!

State Specific deadlines for open enrollment 2018:[1][2]

Idaho and Vermont were legally permitted to extend open enrollment. However, we did not hear any updates on those states.

TIP: If you enroll during extended enrollment in the above states your coverage will likely not start until February 1st. You have to enroll before the 15th of the month to get coverage that starts on the 1st of the following month. However, it is possible that people who enroll before Dec. 22 in states with a Dec. 22 deadline will see their plans start on Jan. 1. Make sure to check with the marketplace when you enroll for specifics.