I Have a dear friend in the Florida that has Obama Care. As many others she was denied health Insurance prior to the ACA due to the pre-existing condition. She is currently undergoing kemo treatments for a condition she has endeared for a long time.
My question is this….
Will she be able to continue her kemo treatments and beyond those treatments or will she get thrown
under the bus should the court rules against the ACA?
She is sick with worry.
If ObamaCare is repealed or the courts rule against subsidies those who get cost assistance and those with preexisting conditions could lose coverage options. Most likely no one would lose coverage right away, rather the way the system worked would switch at the start of the new calendar year. We would like to tell you that those with preexisting conditions could keep their plan, but without cost assistance and limits on what plans could charge that may not be an option. The last GOP ObamaCare alternative to the Affordable Care Act essentially reinstated preexisting conditions and took away subsidies for those with lower incomes... so it could be pretty bad for a lot of people if the courts side with conservative backed lawsuits or if a conservative gets into office and tires to dismantle the law.
For today however she should feel confident that she will be able to keep her plan, even in the worse case scenario, until at least December 31st, 2015, and in the best case for as long as she wishes to keep her plan.
UPDATE: Now that Trump has been elected, see What Does President Trump Mean for ObamaCare? Obviously this article was written as a "what if" during a past repeal scare. Today, as of January 5th, 2017, with a "repeal and delay" plan in action, things are a little less theoretical and a little more emanate. See additional links below for more information.
NEWS: Republicans in Congress have began to implement an ObamaCare "repeal and delay" plan. In the worst case this means defunding key provisions of the Patient Protection and Affordable Care Act via "budget reconciliation" and then working on a repeal while a replacement plan is delayed for years (potentially forever). Find out what you can do to help save ObamaCare (and Medicare and Medicaid). Even if Trump follows through with his long-standing promise of "a great replacement plan", key provisions of ObamaCare, Medicaid, and Medicare may still be on the chopping block in 2017. Other programs on the line include Planned Parenthood, Social Security, and more.