ObamaCare Bill: Obama Health Care Bill
ObamaCare, The Patient Protection and Affordable Care Act Bill
First, let's cover the basics of the ObamaCare Bill, then the Full ObamaCare Bill. ObamaCare, also known as The Patient Protection and Affordable Care Act (PPACA), is America's new health care reform law. The Affordable Care Act (or ACA as it's called for short) was signed into law in 2010. The law grants Americans a number of new benefits, rights, and protections and ensures that more US citizens have access to affordable, quality healthcare. It also works to decrease rate of growth of health care spending and enacts other reforms to "fix" the current healthcare system.
Learn more about How ObamaCare Works.
The ObamaCare Bill: The Full Text of The Patient Protection and Affordable Care Act
Let's take a quick look at the history on the "ObamaCare bill" (The Patient Protection and Affordable Care Act) and how it became the law. Democrats and Republicans have been working to create laws that reform the American health care system for decades. Almost every President over the last century has proposed healthcare reform unsuccessfully. The Affordable Care Act is the first successful major reform to healthcare since Medicare in 1965.
The Patient Protection and Affordable Care Act, was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. It was signed into law by President Obama on March 23rd, 2010 and upheld in the supreme court on June 28, 2012.
You can download the Full ObamaCare Bill here: Full Patient Protection and Affordable Care Act (ObamaCare) Bill.
Or see our detailed ObamaCare Facts timeline of every protection, benefit, and tax laid out by the Affordable Care Act from 2010 to 2022. See what is really in the law for yourself using our Health Care Reform Timeline.
What Sections (Titles) are in the ObamaCare Bill?
The ObamaCare Bill is comprised of ten titles. Each title covers an area of HealthCare reform. Below is a quick overview and summary of the titles in the PPACA. For a more detailed breakdown of titles
get a complete summary of each title in the Affordable Care Act Bill
Title I. Quality, Affordable Health Care for All Americans
Title II. The Role of Public Programs
Title III. Improving the Quality and Efficiency of Health Care
Title IV. Prevention of Chronic Disease and Improving Public Health
Title V. Health Care Workforce
Title VI. Transparency and Program Integrity
Title VII. Improving Access to Innovative Medical Therapies
Title VIII. Community Living Assistance Services and Supports Act (CLASS Act)
Title IX. Revenue Provisions
Title X. Reauthorization of the Indian Health Care Improvement Act
Why Do We Need Health Care Reform?
ObamaCare's main purpose is to address both the affordability and quality of healthcare, as well as to curb the growth in healthcare spending in the US. It does this by enacting a number of provisions aimed at fixing some of the major issues with the US health care and health insurance industries.
When it comes to the affordability of healthcare In the United States, we need to realize that health care has always been a private for-profit industry. Healthcare prices are tightly controlled and many practices have been deemed unfair. The way health care has always worked is that citizens who can afford insurance get access to quality care. Meanwhile, those who cannot afford insurance; or otherwise gain it through programs like Medicaid or Medicare, can only seek medical care through emergency room visits. The new law aims to make insurance more affordable and to expand coverage to more Americans by enacting a number of provisions covered in detail on our site. ObamaCare doesn't just expand coverage it also enacts many reforms to improve the quality of the healthcare that coverage buys you as well..
Beyond the basic issues with the health care system, insurance companies have long been in need of regulation. Unfair and unjustified rate hikes, limited coverage and denial of health care based off of pre-existing conditions had been the norm until ObamaCare enacted provisions to curb these issues. Until ObamaCare made it illegal, insurance companies could even kick citizens off of their insurance for getting sick!
On March 23, 2010, President Obama signed the Patient Protection and Affordable Care Act into law. At the same time, he also signed in the Health Care and Education Reconciliation Act; these Acts seek to overhaul the current healthcare system. By signing these Acts, "ObamaCare" became the biggest overhaul to healthcare reform since Medicare / Medicaid which was signed into law in 1965. We won't get into the specific details of everything that ObamaCare does; however, let's take a quick overview of the basics of the ObamaCare bill that became "the law of the land".
Basics of the ObamaCare Bill
The following are just a few of the provisions that comprise the ObamaCare Bill. (You can download the full text of the PPACA above, or check out the other pages on this site for further facts) Here we shall look at some things that ObamaCare does do:
1. There can be no discrimination based on gender.
2. Insurance companies cannot take away coverage from sick people.
3. Insurance companies must be able to justify any increase in the cost of coverage.
4. All Americans will have an option to purchase or be provided with healthcare based off their income and employment.
5. Americans cannot be denied coverage based off of pre-existing conditions.
6. No co-pays for things like domestic violence screening, birth control or other key medical expenses.
7. There will be no annual limits, nor will there be lifetime limits on the amount of care a patient needs.
8. Small businesses may receive tax credits for providing their workers with insurance.
Looking for something a little more in-depth? Check out our Summary of What ObamaCare Really Does and learn more about the Health Insurance Marketplace opening up October 1st, 2013.
ObamaCare is the "law of the land". This means that the ObamaCare Bill will be reshaping the healthcare industry in the years to come. Make sure to read the whole Patient Protection and Affordable Care Act / The ObamaCare Bill on this page to help you decide where you stand on Obama's Healthcare reform.