State Health Insurance Marketplaces

Find your State's Official Health Insurance Marketplace. Contact your states marketplace now to find out if you qualify for a special enrollment period. You must have coverage that starts by May 1st, 2014 to avoid the per-month fee for not having health insurance.




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ObamaCare News: Daily ObamaCare Updates

ObamaCare Facts' Daily Updates on ObamaCare

The latest ObamaCare News from ObamaCare Facts. We provide daily ObamaCare news updates to help you keep up to date on what's happening with ObamaCare Today. Due to the ever changing nature of the new health care law staying up to date on the latest ObamaCare news is a must. Find out how ObamaCare will affect you, your family and your business.

Open enrollment 2014 is closed unless you qualify for a special enrollment period. To avoid the penalty make sure you have coverage that starts by May 1st, 2014. Insurance purchased before the 15th of each month starts on the first of month following the next month after you have paid your premium. In other words enroll before April 15th to get covered by May 1st.

ObamaCare News April 2014

8 Million Enrolled Through Health Insurance Marketplace

Published April 18th, 2014 by ObamaCare Facts
8 million people signed up for private insurance in the Health Insurance Marketplace. For states that have Federally-Run Marketplaces, 35 percent of those who signed up are under 35 years old and 28 percent are between 18 and 34 years old, virtually the same youth percentage that signed up in Massachusetts in their first year of health reform. Read the official fact sheet.

Uninsured Rate Around 12.9%

Published April 17th, 2014 by ObamaCare Facts
New Gallup Poll Suggests Uninsured Rate Drops from 18% to 12.9% during open enrollment.

The new uninsured rate is pretty impressive despite anti-ObamaCare states dragging the numbers down (Texas for instance currently has less Americans insured by Medicaid than before the law, single handedly decreasing nation-wide Medicaid enrollment numbers due to their refusal of Medicaid expansion.) Remember these numbers include signups inside and outside of the marketplace. Get the scoop on the uninsured rate from LA Times.

Kathleen Sebelius Out, Sylvia Mathews Burwell In

Published April 14th, 2014 by ObamaCare Facts
On Friday April 11th, Kathleen Sebelius (health secretary in charge of overseeing the Affordable Care Act) announced her resignation and President Obama has nominated Sylvia Mathews Burwell as the next health secretary. Check out this article from CNN on the new health secretary.

ObamaCare Medicare Reversal

Published April 8th, 2014 by ObamaCare Facts
The Obama administration announced yesterday that it would be reversing scheduled reductions to the Medicare Advantage program, dealing a huge victory to private insurers and the bipartisan group of lawmakers who advocated for maintaining the higher reimbursement rates that President Obama claimed only padded company profits. Check out this article from on ObamaCare and Medicare.

Small Business Unites Democrats and Republicans on the Affordable Care Act

Published April 7th, 2014 by ObamaCare Facts
More often than not the Affordable Care Act is a divisive talking point for political battles. Democrats support the program and Republicans oppose it (although the individual aspects of the law tend to be much less polarizing when polled separately). That being said both sides have come together in support of a minor change to limits on deductibles for small business health plans sold through the SHOP. Check out this article from the Washington Post on the ACA and small business.

The Facts on ObamaCare Enrollment Numbers

Published April 4th, 2014 by ObamaCare Facts
The latest talking points from the ObamaCare opposition try to skew the fact that enrollment numbers were on-par ,and perhaps even exceeded expectations, with an argument that not all enrollees have paid. The fact is most had to pay their premium when they enrolled in their plan, that paired with some rather complicated details poke holes in this argument. Check out the facts on ObamaCare enrollment numbers here.

Avoiding the ObamaCare Fee

Published April 3rd, 2014 by ObamaCare Facts
Even if you missed open enrollment and missed the extension because you forgot to sign up for the marketplace you still have health insurance options. As long as you have a ACA compliant plan "aka minimum essential coverage" before May 1st, 2014 you'll avoid the per month fee for not having coverage in 2014.

7 Million Enrolled

Published April 2nd, 2014 by ObamaCare Facts
Over 7 million consumers have enrolled in health plans through their states health insurance marketplace. The total does not include those who have enrolled or will enroll during special enrollment periods, Medicaid, Medicare, CHIP, or bought insurance some other way. The end result is exceeded the February Congressional Budget Office (CBO) prediction for enrollment by 1 million and was slightly better than initial CBO predictions.

ObamaCare News March 2014

The ObamaCare Open Enrollment Deadline Is Now

Published March 31th, 2014 by ObamaCare Facts
March 31, 2014 is the last day to sign up for the health insurance marketplace. If you don't sign up in time you will lose your opportunity to get cost assistance toward both your premiums and out of pocket costs. Next open enrollment starts on November 15th, 2014. If you miss the ObamaCare deadline you still have options. Learn more about the ObamaCare Sign Up.

ObamaCare Extension

Published March 25th, 2014 by ObamaCare Facts
A new ObamaCare extension has been announced that will essentially extend open enrollment until mid-April as long as they have already signed up a People will be able to check a box that says they had trouble signing up and will be granted an extension allowing them to enroll in a plan. After mid-April the only way to be granted an extension under a special enrollment period will be to contact the call center and request one. Learn more about the ObamaCare extension.

7 Days Left to Enroll

Published March 24th, 2014 by ObamaCare Facts
Only 7 days left to enroll in a qualified health plan. If you don't enroll in coverage by March 31 not only will you not be able to get cost assistance until next open enrollment, you'll also owe the per month fee for not having health insurance in 2014 for each month you go without coverage. Sign up for ObamaCare today.

5 Million Enrolled in ObamaCare

Published March 19th, 2014 by ObamaCare Facts
The Department of Health and Human Services has announced that as of March 17th, 2014 5 million have enrolled in a marketplace plan. These figures don't include sign ups outside of the marketplace or Medicaid, Medicare, etc. The CBO had projected 7 million sign ups through the marketplace by the end of open enrollment March 31st, 2014. Sign up for ObamaCare today.

President Obama Zach Galifianakis Interview

Published March 12th, 2014 by ObamaCare Facts
The Obama Zach Galifianakis interview put President Obama "between two ferns" on Zach's web talk show. Watch the hilarious ObamaCare between two ferns interview here.

If You Like Your Plan You Can Keep it Part 2: Keep Your Plan Until 2017 in Some States

Published March 6th, 2014 by ObamaCare Facts
The Department of Health and Human Services (HHS, i.e. the department in charge of ObamaCare) has announced that health insurance plans that were supposed to be canceled by ObamaCare by 2014 may be sold through October of 2016 in states that approve of the extension. This essentially extends some non-compliant non-grandfathered plans until 2017 (a plan renewed in 2016 is good for one year).

50th Repeal Attempt of ObamaCare

Published March 4th, 2014 by ObamaCare Facts
The Republican-led U.S. House of Representatives voted to delay the fee for not having insurance for one year. This marked the 50th time House Republicans have passed legislation to try to repeal or dismantle the Affordable Care Act.

ObamaCare Subsidies Fix For Insurance Purchased Outside of the Marketplace

Published March 3rd, 2014 by ObamaCare Facts
Some people in some states who bought insurance outside of the marketplace due to technical issues with their states website, despite qualifying for subsidies, can retroactively sign up for a marketplace plan and receive federal subsidies. Since the marketplace closes on March 31st, 2014 this change has to be made before the deadline. Contact your insurance company for further details. ObamaCare Subsidies.

ObamaCare News February 2014

Employer Mandate Pushed Back to 2016 For 50-99 FTE

Published February 11th, 2014 by ObamaCare Facts
ObamaCare helps to cover working families who don't have access to health insurance. Come 2015 large employers with 100 full-time equivalent employees or more will have to insurance full-time workers. Starting 2016 employers with 50-99 full-time equivalent employees will have to insure their full-time workforce. Get the details on the employer mandate.

CBO Report Says ObamaCare Eliminates Job-Lock

Published February 10th, 2014 by ObamaCare Facts
A recent report from the 2014 CBO report on jobs has been used as ammo to back-up the talking point that ObamaCare is a job killer, but the truth is a little more complicated. The loss in full-time equivalent hours worked is from decrease in labor participation (workers are no longer locked-in to jobs based on health benefits) and not an increase in unemployment (that is, more workers seeking but not finding jobs) or underemployment (such as part-time workers who would prefer to work more hours per week). Learn more about ObamaCare and Jobs.

California Health Insurance Marketplace: Get Covered-athon

Published February 3rd, 2014 by ObamaCare Facts
Covered California, California's health insurance marketplace, did a 6 hour live tel-a-thon to promote awareness of the health insurance marketplaces and to help drum up enrollment numbers. You can watch the whole, sometimes bizarre, stream here

ObamaCare News January 2014

3 Million Enrolled in State and Federal Marketplaces

Published January 27, 2014 by ObamaCare Facts
The official HHS report is out. As of January 24th over 3 million Americans have enrolled in private health plans through the State and Federal marketplaces. Don't wait until the last minute to sign up and enroll in a plan on your state's marketplace.

The Repeal ObamaCare Movement 2014

Published January 9, 2014 by ObamaCare Facts
With enrollment at over 3 million in the Affordable Care Act's health insurance marketplaces opposition has taken their focus off of the sign up numbers and a full repeal and are attacking a new set of issues associated with the healthcare law, on the forefront of those will be website security. Read up on the Repeal ObamaCare Movement and get the scoop on ObamaCare's Website Security.

2.1 Million "Signed Up For ObamaCare"

Published January 2, 2014 by ObamaCare Facts
More than 2.1 million people have enrolled in private health insurance plans through new federal and state websites since they were launched in October. While this falls short of the goal of 3.3 million, it is dramatic improvement over the mere 150,000 who signed up in the first weeks of the program while the sites were still ironing out technical issues. Massachusetts experienced the same issues with "RomneyCare" only to find that many simply pushed their sign-ups until the last minute.

ObamaCare News December 2013

3 Month Coverage Gap Exemption

Published December 26, 2013 by ObamaCare Facts
A three month coverage gap exemption allows you up to 3 months without coverage in 2014. Get insurance that starts before April 1st, 2014 to avoid the mandatory per month fee for not having insurance. Learn more about ObamaCare Exemptions.

Last Day to Enroll In a Plan that Starts on January 1st, 2014

Published December 23, 2013 by ObamaCare Facts
December 23rd 2013 is the last day to sign up for ObamaCare's health insurance marketplace if you want coverage that starts by January 1st, 2014. Check out our quick guide to singing up for ObamaCare.

Hardship Exemption Extended to Those With Canceled Plans

Published December 20, 2013 by ObamaCare Facts
As of December 20th 2013 HHS announced that the "hardship exemption" will exempt anyone who had their plan canceled due to the Affordable Care Act. These Americans will still be able to buy insurance and use subsidies, but they will not be responsible for the fee for going without coverage in 2014. Learn more about the ObamaCare Exemptions.

The Affordable Care Act SHOP Delayed Until Open Enrollment 2014

Published December 1, 2013 by ObamaCare Facts
The opening of the Affordable Care Act SHOP "Small Business Health Options Program" (the part of the marketplace small businesses use to buy employee health plans) has been pushed back to November 1st, 2014. Small businesses can still buy a SHOP plan through an agent now and claim tax breaks up to 50% of their share of employee premiums starting January 1st, 2014. Learn more about the ObamaCare SHOP Small Business Health Options Program.

ObamaCare News November 2013

ObamaCare Website Update: 50,000 Users at One Time

Published November 29, 2013 by ObamaCare Facts
A new "fix" means that the ObamaCare website will be able to handle up to 50,000 users at one time. This should go a long way to making the website a smooth ride for users. Check out the latest ObamaCare Website Updates.

If You Like Your Plan, You Can Keep It, until 2015.

Published November 14, 2013 by ObamaCare Facts
President Barack Obama today announced a plan to let insurance companies renew for one year the health plans for consumers whose policies would be otherwise canceled.

Insurance companies may extend through 2014 the policies that would not meet the minimum standards of the president's Affordable Care Act. Learn more about Keeping your Insurance under ObamaCare.

Why Was My Health Insurance Canceled?

Published November 3, 2013 by ObamaCare Facts
Wondering why your health insurance policy was canceled going into 2014? Let's take a look at why many Americans are losing their policy, how ObamaCare played a part, and why it could be a good thing or bad thing for you depending on the situation. Read more about ObamaCare Health Insurance Cancellation.

ObamaCare News October 2013

Ted Cruz Receives Taxpayer Subsidized Health Insurance

Published October 25, 2013 by ObamaCare Facts
Ted Cruz's Goldman Sachs $20,000 family health plan is estimated to cost taxpayers about $8,000. Cruz is at the forefront of the effort to defund ObamaCare, which included a 16-day government shutdown, to stop taxpayer dollars going towards health insurance costs for low to middle income families and the requirement for large employers to offer health coverage to full-time workers. Read more about Ted Cruz and ObamaCare.

Ohio Expands Medicaid - State's Now Split

Published October 25, 2013 by ObamaCare Facts
Ohio just became the 25th State to expand Medicaid eligibility levels to all Americans under the 138% Federal Poverty Level. The State's are now split with 25 States expanding Medicaid and 25 opposing providing healthcare to their poorest despite 100% funding for the first 3 years and 90% thereafter. Read more about ObamaCare Medicaid Expansion.

ObamaCare Website Glitch

Published October 22, 2013 by ObamaCare Facts
The official website got off to a rocky start with many users reporting issues with the site. Luckily the Affordable Care Act is more than just a website and there are still lots of ways to sign up for health insurance now. Read more about ObamaCare Website Glitch.

ObamaCare and Doctors

Published October 9, 2013 by ObamaCare Facts
ObamaCare means an increased number of "customers" for doctors. Some of ObamaCare's changes mean higher doc payouts, while others could pose some problems. Read more about ObamaCare and Doctors.

Grandfathered Health Plans: Health Insurance Purchased Before 2010

Published October 2, 2013 by ObamaCare Facts
“Grandfathered” plans are those in effect before the act passed. Grandfathered plans have many exemptions to requirements of the act.

The Health Insurance Marketplace Opens

Published October 1, 2013 by ObamaCare Facts
The health insurance marketplace opened today. Despite lots of technical issues millions of Americans are finding better coverage at lower rates. Find out, "What is the Health Insurance Marketplace".

The Government Shut Down

Published October 1, 2013 by ObamaCare Facts
House Republicans won't pass a budget unless it repeals and defunds parts of ObamaCare and Senate Democrats won't pass a budget unless it doesn't. The current statement is specifically over two parts of the law the medical device tax and the employer mandate. Learn more about ObamaCare's taxes.

ObamaCare News September 2013

Changes to Medicare in 2013-2014

Published September 26, 2013 by ObamaCare Facts
Changes to Medicare insurance 2013-2014: For Seniors with Medicare insurance or Medicare Advantage not much will change under the Affordable Care Act (ObamaCare).Read about the Changes to Medicare Insurance 2013 - 2014.

ObamaCare and Young People

Published September 24, 2013 by ObamaCare Facts
The Affordable Care Act (ObamaCare) helps young people in lots of ways. The law itself brings many benefits to all Americans including young people. The truth is the new health care law has been in effect for 3 years already and so many young adults have already benefited from the new rights and protections. Read our article on ObamaCare and Young People.

ObamaCare and Smokers

Published September 16, 2013 by ObamaCare Facts
From the ObamaCare smoker glitch to the amount smoking can increase your premium the bottom line is ObamaCare affects smokers. Read our article on ObamaCare and Smokers.

MYTH! $100 a Day Fee For Employers a Good Thing?

Published September 11, 2013 by ObamaCare Facts
FACT: the $100 fee is a myth. Employers do need to provide information to their employees though. Get the scoop here. MYTH: Beginning Oct. 1, any business with at least one employee and $500,000 in annual revenue must notify all employees by letter about the Affordable Care Act’s health-care exchanges, or face up to a $100-per-day fine. The purpose of the fine isn't to extort employers, it's simply to ensure that everyone does their part to spread the word about the Health Insurance Marketplace opening October 1st, 2013. What Do I Need to Tell My Employees about ObamaCare?

ObamaCare News August 2013

ObamaCare Government Shut Down?

Published August 13, 2013 by ObamaCare Facts
It turns out that ObamaCare has had a big impact on the hospital mergers. Read this article from the New York Times to get the details.

ObamaCare News July 2013

ObamaCare Government Shut Down?

Published July 31, 2013 by ObamaCare Facts
Senator Mike Lee (R-Utah) has been leading an effort to shut down the government unless ObamaCare is repealed. He wants Republicans to refuse to pass a continuing resolution that would keep the federal government open beyond Sept. 30 in order to prevent decisions on funding for the implementation of the Affordable Care Act. He already has the backing of about a dozen Republican senators. Unfortunately for him, shutting down the government won't stop the already in place law from implementing many of it's requirements including the employer mandate.

ObamaCare Employer Mandate Delayed

Published July 2, 2013 by ObamaCare Facts
The ObamaCare employer mandate has been delayed until 2015. Read more: ObamaCare Employer Mandate Delayed

ObamaCare News June 2013

ObamaCare Tax Penalty Explained

Published June 12, 2013 by ObamaCare Facts
The ObamaCare tax penalty, the tax penalty for not having health insurance, starts in 2014. The penalty will be applied to your taxable income and will be 1% to 2.5% of your taxable income or a set amount, whichever is greater. ObamaCare Tax Penalty Explained.

ObamaCare News March 2013

Attempt to Repeal ObamaCare Fails Again

Published March 22, 2013 by ObamaCare Facts
The senate has rejected the effort by Sen. Ted Cruz (R-Texas) to repeal ObamaCare. The amendment sought to “establish a deficit-neutral reserve fund to provide for the repeal of ObamaCare.

Cruz's amendment to the Democratic budget resolution failed 45 to 54.

ObamaCare Mandate Exemption Penalty

Published March 18, 2013 by ObamaCare Facts
Those who choose not to purchase insurance will have to pay a tax "penalty" unless they qualify for an exemption. Exemptions from ObamaCare's tax "penalty" mandate are available to a number of Americans. Look below to see if your qualify for an exemption. Read More About the ObamaCare Mandate

Rubio Opposes Government Funding Bill Unless ObamaCare is De-funded

Published March 9, 2013 by ObamaCare Facts
Legislation funding the federal government for the next several months wouldn't gain support from Sen. Marco Rubio unless the bill de-funds President Barack Obama's sweeping health care law, the Florida Republican said on Thursday.

ObamaCare News February 2013

The Truth on the New CBO Report: 7 Million Employees Losing Employer Based Health Insurance in 2022. Up from 4 Million in April Report.

Published February 8, 2013 by ObamaCare Facts
President Obama's health care law will push 7 million people out of their job-based insurance coverage — nearly twice the previous estimate, according to the latest estimates from the Congressional Budget Office released Tuesday.

CBO said that this year's tax cuts have changed the incentives for businesses and made it less attractive to pay for insurance, meaning fewer will decide to do so. Instead, they'll choose to pay a penalty to the government, totaling $13 billion in higher fees over the next decade.

These numbers represent employees who move off of employer based health insurance and into the exchange or private insurance by 2022, since employees get credits to use the exchanges this doesn't represent a lack of health coverage, just employee based health coverage. These employers risk a higher turnover and lower moral due among other caveats such as additional costs to them for the penalties. It remains to be seen how this affects cost and the number of uninsured in general.

Penalty for employee who doesn't use the exchange is $2,000 while the penalty for those who do is $3,000. Keep in mind Employers only have to pay 50% of their employees health insurance costs.

IRS Average Family $20,000 for Insurance

Published February 1, 2013 by ObamaCare Facts
IRS Estimates the Average Family Will Pay no Less than $20k for ObamaCare!!!!!!!!!!!!!!!..... Is a misleading lie that is being misquoted by the Media.

TRUTH: IRS Estimates the Average Family (of 5, making over $120k) is Estimated Pay an average of $20k in 2016 for basic Insurance on the insurance exchanges.

IRS ObamaCare Statement Explained

ObamaCare News January 2013

The ObamaCare "Glitch"

Published January 31, 2013 by ObamaCare Facts
ObamaCare was supposed to offer financial support to employees who couldn't afford moderately priced employer-based insurance. However, due to wording left out of the bill by congress, missed by the white house and a failure on the IRS to rectify the issue, thousands of employees and their families may find themselves without health insurance and paying the penalty for not having it. ObamaCare Glitch

Life Time Limits Loophole for Students

Published January 30, 2013 by ObamaCare Facts
ObamaCare lifts lifetime limits on insurance plans. However Some Students are finding themselves exempt from this protection do to a loophole.

The law states that self-funded plans don't have to adhere to the lifetime limits provision allowing some Universities to get around the law. This oversight (?) means around 300 thousand of Students get their insurance from these plans. Unless Universities lift the limits willingly students will continue to face lifetime limits.

Hobby Lobby and ObamaCare

Published January 28, 2013 by ObamaCare Facts
Hobby Lobby Faces $1.3 million a day in fines from the IRS for standing up against ObamaCare. Get the inside scoop on Hobby Lobby and ObamaCare

Rick Scott (Slightly) Overestimates the Cost of Florida's Medicaid Expansion... By $21 Billion

Published January 10, 2013 by ObamaCare Facts
Gov. Rick Scott said that the $25.8 billion price tag on Medicaid Expansion was too much for Florida to pay. While that may be true, the actual cost of Medicaid Expansion is estimated at $5 billion (that's the high end, other groups argue it's closer to $2.7 billion). Read More on Rick Scott and Florida's Medicaid Expansion

Michele Bachmann Introduces the 34th Repeal ObamaCare Bill, Adding to the $48 Million Dollar Cost of Attempting to Repeal the Bill

Published January 4, 2013 by ObamaCare Facts
Should Congress Keep Trying to Repeal ObamaCare or Should Just Accept ObamaCare is "the Law of the Land"?

Michele Bachmann (R-MN) introduced a new "Repeal ObamaCare" bill on the first day of the 113th Congress. This marks the 34th attempt to repeal the Affordable Care Act.

As of July the 33 previous tries to repeal ObamaCare took up a total of 80 hours in Congress, the equivalent to two full work weeks. Costing a total of $48 million.

Domino's Pizza Founder Wins a Temporary Ruling on Contraception Coverage

Published January 2, 2012 by ObamaCare Facts

The Domino's Pizza Founder Thomas Monaghan won a temporary court victory after suing the Federal Government over the ObamaCare mandate requiring most employers to provide a range of contraception and reproductive health services or risk fines. Read More on Domino's Ruling on Contraception

ObamaCare News December 2012

Democratic Senators Call For Delay on ObamaCare Medical Device Excise Tax

Published December 12, 2012 by ObamaCare Facts
18 Democratic Senators have joined Republicans on calling for a delay of the ObamaCare Medical Device excise tax of 2.3%. The Medical device excise tax is set to into effect on January 1st, 2013. Read More on the ObamaCare Medical Device Excise Tax Delay

$63 ObamaCare Fee on Insurance Plans to Cover Pre-existing Conditions

Published December 11, 2012 by ObamaCare Facts
A $63 dollar fee on insurance plans to Cover the Cost of High-Risk Pre-existing Conditions Pools 2014 - 2016 From 2014 to 2016 up to 190 million Americans will pay a temporary fee of $63 for three years starting in 2014 (the price decreases each year, (roughly $40 in 2015, $28 in 2016). Read More on the ObamaCare Fee

States Rejecting ObamaCare Exchanges and Medicaid Expansion Costs Taxpayers, Leaves Millions Uninsured

Published December 3, 2012 by ObamaCare Facts
There is a big effort going on to "break" ObamaCare. This includes a CATO backed plan to have states opt-out of setting up an exchange or expanding Medicaid. This ups the cost of insurance purchased through federal exchanges and hurts states that do run exchanges. Read More on States Rejecting ObamaCare Exchanges

Past ObamaCare News Updates on Events for 2012

Paul Ryan ObamaCare
Biden Ryan Obama Care Debate

Check Back Soon for more ObamaCare News and updates.