State Health Insurance Marketplaces

Find your State's Official Health Insurance Marketplace. Contact your states marketplace now to find out if you qualify for a special enrollment period. You must have coverage that started by May 1st, 2014 to avoid the per-month fee for not having health insurance.




District of Columbia








New Mexico

New York


Rhode Island



All Other States

healthcare crowdfunding

healthcare crowdfunding

How Will ObamaCare Affect Me?

What ObamaCare Means for You, Your Family, and Your Business

When hearing about the Affordable Care Act (ObamaCare), the first question that comes to mind is, "how will ObamaCare affect me, my family, and my business?" The answer, of course, depends on a number of factors including income and whether or not you currently have health insurance. Below we break down different segments of the population and discuss how each will be affected by the new health care law.

The Affordable Care Act Benefits Everyone

While some groups of people may pay more (specifically those with higher incomes) and some may have access to free or low-cost health insurance (those with low-to-middle incomes) everyone will have access to better quality health insurance that include 10 Essential Health Benefits and a number of other benefits, rights and protections. Let's discuss some of the benefits that apply to all non-grandfathered health plans.

10 Essential Health Benefits

All qualified health insurance plans must include the following benefits:

  1. Outpatient  services, such as doctor visits or tests done outside a hospital
  2. Emergency services
  3. Hospital stays
  4. Pregnancy and baby care
  5. Mental health and substance abuse services, including behavioral health treatment
  6. Prescription drugs, including  generic and certain brand-name drugs
  7. Rehab and habilitative services, those that help people recover from an accident or injury and those that help people with developmental issues.
  8. Lab tests
  9. Preventive and wellness services, along with those that help people manage chronic conditions.  This includes chiropractic care.
  10. For children only, dental and vision services

Other Benefits for Everyone