An insurer will only pay up to an allowed amount each time you receive a covered service. There is no lifetime or annual limits to the amount they will spend doing that
What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More
“It is time to call out so-called Medicare Advantage for what it is,” said Rep. Rosa DeLauro. This statement underscores the growing concern among Democratic U.S. lawmakers about Medicare Advantage. This program, essentially private insurance, has been accused of profiting by denying coverage and using the name of Medicare to trick our seniors. On July… Read More
Getting Short Term Health Insurance For 2020; Including Short Term as an ObamaCare Alternative For 2020 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for… Read More
Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is… Read More
Getting Short Term Health Insurance For 2018 – 2019 For 2019 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for not having coverage is reduced… Read More
The Trump administration is expanding short term health plans for 2019. The plans will be renewable for up to 36 months (like COBRA). The benefit is healthy Americans could pay less. However, costs are likely to be shifted to those on more robust plans.
The Trump Administration has been making small changes to the Affordable Care Act through CMS and HHS that deregulate healthcare.
Buying private health insurance is expensive with or without assistance, but an HSA and the ACA’s tax credits and out-of-pocket cost assistance can really help.
Understanding Short Term Health Insurance Under the Affordable Care Act We explain short term health insurance and how it is different than major medical coverage purchased on the marketplace during open enrollment under the Affordable Care Act (ObamaCare). Short term health insurance is typically a limited benefit health insurance. Short term doesn’t follow the new… Read More
More people than ever will be able to find a health plan for $75 or less per month after cost assistance under the Affordable Care Act (ObamaCare).
A GOP budget resolution that just passed the House includes $1.8 trillion in healthcare cuts and $1.5 trillion in tax cuts over a ten year period.
Short Term Coverage Vs. Major Medical Coverage Short term and major medical insurance plans both provide coverage in case of a medical catastrophe, but they have significant differences. Short-term plans are typically used to fill in the gaps between major medical coverage. They act as a temporary coverage and often offer lower premiums for less… Read More
Trump likely just made health insurance cheaper for some with his executive order on association plans and short term insurance. We look at the pros and cons.
We look at the Affordable Care Act, asking why many people’s medical insurance or care is unaffordable.
The health gap is like the wealth gap, except for in healthcare, it describes the gap in access to quality healthcare between different demographics.
Everything You Need To Know About the Senate’s ObamaCare Repeal and Replace Bill (the Better Care Reconciliation Act of 2017 Explained) We explain the Senate revision of the House’s American Health Care Act (TrumpCare AKA the Senate’s ObamaCare repeal and replace plan). The bill was just released today, so we need time to do a… Read More
There is a loophole in TrumpCare that could result in lifetime limits and the loss of other essential benefits guaranteed by ObamaCare.
We present a simple summary of the American HealthCare Act (AHCA), sometimes known as TrumpCare, the plan to repeal and replace aspects of the Affordable Care Act (ACA) via the 2017 budget reconciliation process.
We explore how conservatives can seek market-based universal healthcare by examining the market-based universal healthcare systems of Singapore and Switzerland.
Everything You Need to Know About the American Health Care Act Below is an unbiased list of everything you need to know about the American Health Care Act (the ObamaCare replacement plan some call TrumpCare). UPDATE 2019: This plan never passed, and thus some specifics here are of historical interest only. TIP: Everything below is subject… Read More
Some defenders of the AHCA (the American Health Care Act) say “what good is health insurance you can’t use due to cost?” We address this question.
The CBO scored the ObamaCare repeal and replace plan (American Health Care Act), it reduces the deficit by $337 billion over the decade and increases the uninsured by 24 million by 2026.
We review and explain each of the provisions in the House bill to repeal and replace ObamaCare, “The American Health Care Act”.
A Simple Version of Everything You Need To Know About the ObamaCare Repeal and Replace Plan We explain “the American Health Care Act” (The New ObamaCare Replacement Plan) in simple terms. You can see our full review here or see a simple pros and cons list here (the list below offers some opinion, like the opinion that taking away Medicaid from… Read More