Short Term Health Insurance Vs. ObamaCare


Short-Term Health Insurance

Understanding Short Term Health Insurance Under the Affordable Care Act We explain short term health insurance and how it is different than major medical coverage purchased on the marketplace during open enrollment under the Affordable Care Act (ObamaCare). Short term health insurance is typically a limited benefit health insurance. Short term doesn’t follow the new… Read More

Self-Employed Health Insurance

ObamaCare and Health Insurance for the Self-Employed The Affordable Care Act (ObamaCare) has some important implications for how the self-employed go about obtaining, maintaining, and paying for health coverage. If you’re self-employed, most of the healthcare provisions in the ACA apply to you.  Let’s take a look at how you’re affected by ObamaCare, how you can reduce the cost of coverage, and how… Read More

How to Compare Health Plans

Learn how to compare health plans to get the best deals on health insurance and health care. Compare your health needs with your plans costs and coverage, to find an affordable plan with benefits that are designed to cover you. No matter how you shop, and boy are there a lot of different options under… Read More

Private Health Plans Outside the Marketplace

Shopping for Health Insurance Outside of the Health Insurance Marketplace If you make too much for cost assistance or want to see your private health plan options, you may want to shop outside of the Health Insurance Marketplace. There are three main ways to get covered in the individual and family market under the Affordable… Read More

Notices to Change or Renew Marketplace Plans

By the end of November everyone enrolled in a Health Insurance Marketplace plan should get two notices about changing and renewing marketplace plans during open enrollment 2015.  One notice will be from your insurer and the other will be from your state’s marketplace.  These notifications will help you to understand what is new for open enrollment 2015… Read More

Changing Plans and Verifying Info for Cost Assistance

Everything You Need to Know About Changing Plans During ObamaCare’s Open Enrollment Peroid Each Year The only time you can change health plans under ObamaCare is during open enrollment or a special enrollment period. Verify info or change plans by Dec 15 to ensure you have the right plan and cost assistance starting January 1st. Although you can’t change plans… Read More

How to Buy Health Insurance

Guide to Buying Health Insurance: How Health Insurance Works Our guide to buying health insurance walks you through how health insurance works and how to buy health insurance plans under the Affordable Care Act (ACA or Obamacare). Below we take a look at how ObamaCare affects buying health care plans, different ways to buy health insurance under… Read More

What is the Health Insurance Marketplace?

How to Use Your State’s Health Insurance Marketplace to Buy “Affordable” Health Insurance ObamaCare’s Health Insurance Marketplace, or ObamaCare Marketplace, is your State’s price comparison website for subsidized health insurance under the ACA. The following guide will explain the marketplace and how you, your family, and your business can compare health plans and qualify for… Read More

Health Insurance Exchange Guide

The Health Insurance Exchanges Explained: A Complete Unbiased Guide to the ObamaCare Health Insurance Marketplace. Our Health Insurance Exchange Guide makes using ObamaCare’s Health Insurance Marketplace easy. Get how-to’s, tips and tricks on using the marketplace. Our guide covers everything from applying for premium tax credits and out-of-pocket cost assistance, to comparing qualifying health plans,… Read More

Hawaii Health Insurance Exchange

How “Hawaii Health Connector”, The Official Hawaii Website for Health Insurance, Works The Hawaii Health Insurance Exchange, Hawaii Health Connector, is the official Hawaii State marketplace for health insurance under Obamacare. You can use Hawaii Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More

Supplemental Health Insurance

Supplemental Health Insurance and ObamaCare Supplemental health insurance, or Supplementary insurance, is meant to supplement your plan and is not ObamaCare compliant on it’s own. Supplementary insurance is sold by private companies and can help pay some of the health care costs that your plan doesn’t cover, like copayments, coinsurance, and deductibles. There are a… Read More

Single Payer Health Care

What is Single Payer Health Care? Single payer health care is a health care system where a “single” fund pays for health care costs (rather than private insurers). There are many different ways single payer can work, but the general idea is 1. to create a universal healthcare system (a system that covers everyone) where, 2…. Read More

ObamaCare | Health Insurance Exchange

What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More

Grandfathered Plans

Grandfathered Health Plans Don’t Have to Follow ObamaCare’s Rules and Regulations. Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans. This means that on many old plans… Read More

Can I Keep My Health Care Plan Under Obamacare?

If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then… Read More

Missed Deadline for ObamaCare

What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More

2023 Open Enrollment Ends Jan 15!

Make sure to enroll, change plans, or change cost assistance before January 15, 2023. Open enrollment 2023 ends January 15, 2023, in most states! Are you looking for health insurance coverage or considering changing your existing plan? If so, it’s important to know that open enrollment for health insurance under the Affordable Care Act (ACA),… Read More

Medicare Annual Enrollment Starts Oct 15

Annual Open Enrollment for Medicare starts October 15 and ends December 7th this year. This is different from marketplace open enrollment for those who don’t qualify for Medicare which runs from Nov 1st to Jan 15th (the one where you can shop for private non-Medicare health insurance). During the Annual Enrollment period, Medicare shoppers can:… Read More

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