Washington I-1600 Summary of Sections


A universal healthcare initiative to the people was filed in Washington State on January 23, 2018. If supporters are able to gather valid voter signatures by July 6th, 2018 (about 260,000) I-1600 will appear on the 2018 general election ballot in November. I-1600 Brief Summary of Parts I, II, III Part I creates a new… Read More

Self-Employed Health Insurance

ObamaCare and Health Insurance for the Self-Employed The Affordable Care Act (ObamaCare) has some important implications for how the self-employed go about obtaining, maintaining, and paying for health coverage. If you’re self-employed, most of the healthcare provisions in the ACA apply to you.  Let’s take a look at how you’re affected by ObamaCare, how you can reduce the cost of coverage, and how… Read More

Employer Tax Credit Form 8941 and Instructions

Employers can get a Tax Credit for up to 50% of their contribution to employee premiums by filing Form 8941, Credit for Small Employer Health Insurance Premiums. Get detailed HTML based instructions on Form 8941 from the IRS, simplified instructions ObamaCare’s employer tax credit form can be found below. What is Form 8941, Credit for Small Employer Health Insurance Premiums?… Read More

Modified Adjusted Gross Income (MAGI)

What is Modified Adjusted Gross Income (MAGI), Adjusted Gross Income (AGI), Gross Income (GI), Family Income, Household Income, Etc? Modified Adjusted Gross Income (MAGI) is Gross Income (GI) Adjusted for deductions (AGI) and then Modified by adding some deductions back in (MAGI). On this page, we cover MAGI as it applies to Medicaid and the Marketplace…. Read More

ObamaCare Calculator: Subsidies, Tax Credits, Cost Assistance

How to Calculate Tax Credits and Subsidies for Health Insurance Sold on the Health Insurance Marketplace Our ObamaCare calculator will help you calculate tax credits and subsidies for health insurance sold on the Health Insurance Marketplace. Use this quick health insurance tax credit guide to help you understand the process. Or, just use one of the… Read More

ObamaCare Stories: Real Life Stories on ObamaCare

We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More

Federal Poverty Level Guidelines

What are Federal Poverty Levels Used for? Federal Poverty Levels (which are also called Federal Poverty Guidelines, Federal Poverty Line, or simply FPL) are used to see if you qualify for cost assistance when buying insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to help determine Medicaid and CHIP eligibility and to help… Read More

The Battle Over Medicare Advantage: Insights from Democratic U.S. Lawmakers and Universal Healthcare Advocates

“It is time to call out so-called Medicare Advantage for what it is,” said Rep. Rosa DeLauro. This statement underscores the growing concern among Democratic U.S. lawmakers about Medicare Advantage. This program, essentially private insurance, has been accused of profiting by denying coverage and using the name of Medicare to trick our seniors. On July… Read More

BidenCare Facts

Get the Facts on BidenCare. BidenCare is Joe Biden’s plan to ‘protect and build’ ObamaCare. It includes expanded cost assistance, a Medicare-like public option, and other healthcare reform measures. You can see Biden’s ‘Protect and Build” ObamaCare (AKA Bidencare) plan on his website. Or, keep reading to get the facts on BidenCare and a summary… Read More

Biden’s “Protect and Build” ObamaCare Plan

Everything You Need to Know About Biden’s HealthCare Plan We explain Joe Biden’s “Protect and Build” ObamaCare plan (AKA the Biden Plan to Protect & Build the Affordable Care Act).The goal of Biden’s healthcare reform plan is to keep most key parts of ObamaCare, improve them, and add in a public option. The plan also… Read More

2018 Cost Sharing Reduction Subsidies (CSR)

How Do Cost Sharing Reduction Subsidies Work? ObamaCare’s Cost Sharing Reduction Subsidies (CSR) lower out-of-pocket costs, based on income, for Silver plans bought on the Health Insurance Marketplace. Please note that CSR subsidies are paid to insurance companies, not to individuals. They are intended to offset the expenses of offering lower-cost health insurance to qualifying individuals. Eliminating… Read More

Is Medicare’s Independent Payment Advisory Board a Cause for Concern?

Why is the Medical Community Concerned About Medicare’s Independent Payment Advisory Board (IPAB) and MedPAC? IPAB and MedPAC are Medicare’s cost control systems. We discuss concerns that the medical community has about their potential to limit services and profits. What is The Independent Payment Advisory Board (IPAB)? The Independent Payment Advisory Board (IPAB) is, in theory,… Read More

Washington State House Reps Sponsor Single Payer Bill

Washington State House Bill 1026 Several House representatives in Washington have sponsored HB 1026 which would establish a single-payer health care system in Washington state using the Affordable Care Act’s State Innovation Waiver 1332. The 1332 waivers first became available to state legislators this year, and these waivers allow states to utilize 95% of the… Read More

Ideologies and Tactics Related to Defunding ObamaCare

Defund ObamaCare: Why Take Power Away From Government? Why would so many people push to defund ObamaCare when Government programs like the ACA are created the average citizen? Programs and services like Medicaid, Social Security, ObamaCare, Unions, NPR, PBS, Education, etc. cost Big Business billions in taxes every year (taxes must be collected to pay for… Read More

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